Welcome to the February 21, 2011 Edition of the Carnival of Credit Score and Debt. Thanks for everyone who participated in this edition which is the Fourth Edition.
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Congratulations to this weeks best articles. These three blog posts are our Editor’s Choice!
Craig/FFB presents Ways To Increase and Improve Your Credit Score Without a Credit Card posted at Free From Broke, saying, “Though using a credit card responsibly has great weight on a good credit score, it’s not the only to build up credit. See how you can improve your credit score with a credit card.”
Ryan Hudson presents When Gift Cards Expire Everyone Loses posted at Best Credit Cards IQ, saying, “A story about a recent gift card expiration experience, and an update on the new laws surrounding gift card expiration dates.”
Elisabeth Chan presents What Are Credit Card Hackers? posted at Creditcents: Credit and Personal Finance Blog from Creditnet.com, saying, “How safe is your Credit Card information online?”
Marvin Grossman presents Credit Card Ripoffs To Avoid In 2011 posted at CardRatings Blog, saying, “Research uncovers five common ways some marketing companies, through relationships with credit-card issuers, try to get you to sign up for services you won’t use.”
Jeffrey Weber presents Using Chase Blueprint to Become a Smart Credit Card User posted at Credit Card Wisdom, saying, “Chase Blueprint can be an effective tool for consumers who need help managing their credit card spending and sticking to budgets.”
CreditShout Kevin presents Why Is It So Hard To Get Approved For An American Express Credit Card? posted at CreditShout, saying, “Many people have a hard time trying to get approved for an American Express card. We take a look at what factors American Express looks at when deciding who gets in, and who gets denied.”
Ask Mr. CC presents United Continental Merger Update: Economy Plus Lives posted at Ask Mr Credit Card.
Michael Pruser presents The SimplyCash® Business Card from American Express OPEN Review posted at The Dough Roller, saying, “Any small business owner would benefit from owning the Simply Cash Business Card from AMEX.”
Michael presents PenFed Premium Travel Rewards American Express® Card $200 Bonus posted at Consumerism Commentary, saying, “The PenFed Travel Rewards Card has the potential to be your favorite credit card, because it’s rewards program is as good as it gets these days.”
Ryan @ CML presents A Good Credit Score Range Can Save You Money posted at Cash Money Life, saying, “A good credit score can save you hundreds, or even thousands of dollars in interest payments over the life of your loan.”
Robert Alan presents 5 Little Known Ways That Credit Scores Impact Your Financial Life posted at Credit Card Assist, saying, “A few little known facts about credit scores that affect your financial life.”
Boomer presents Credit Report Scoring | Boomer & Echo posted at Boomer & Echo, saying, “By law everyone is allowed a free copy of their credit report once a year from Equifax.ca or TransUnion.ca, unfortunately these companies charge extra to get the credit score.”
Martin Kemp presents 3 Things Every Self Employed Person Should Know About Self Assessment posted at Being Self Employed, saying, “Our guide to three things every self employed person should know about filing their self assessment tax return”
David de Souza presents 7 Things You Should Know About Getting A Tax Rebate posted at Tax Return Blog, saying, “Our guide to when you may be due a tax rebate and how you go about claiming a tax rebate”
John Keeble presents 7 Things You Never Knew About Your UTR Number posted at UTR Number – Unique Taxpayer Reference Number, saying, “Our guide to what your UTR number is, what it is for and why you need a UTR number”
Mr. Money Smarts presents 30 Things Broke People Say (That Keep The Broke) posted at Smart On Money, saying, “Some people get into debt and they just can’t seem to get out. The reason? They hold some questionable beliefs about credit and debt.”
Peter presents Financial Advice That I Wish I Listened To When I Was Younger posted at Bible Money Matters, saying, “Some advice I wished I had listened to when I was younger, to avoid debt.”
PT presents Staying Motivated on the Long Road to Debt Freedom posted at Prime Time Money, saying, “Paying off debt can be a long process. Here are some tips on how to stay the course when your credit card is burning a hole in your pocket.”
Amanda L. Grossman presents From a Pile of Debt to Net Worth: Part I posted at Frugal Confessions, saying, “I graduated college in 2005 with a diploma, my 193,845-mile Chevy Cavalier, $2,000 in the bank, and approximately $36,000 in student debt. This series details how I made it out of debt.”
Ryan @ MFN presents What Credit Score Do You Need to Refinance a VA Loan? posted at The Military Wallet, saying, “The VA has special requirements for eligibility, ad your credit profile is part of the equation. Find out your credit score requirements and more in this article.”
Ken presents Claiming The Mortgage Interest Credit posted at Spruce Up Your Finances, saying, “Do you have a mortgage credit certificate when you purchased your home? Find out how to claim the mortgage interest credit on your tax return.”
Tom @ Canadian Finance Blog presents 3 Different Types of Canadian Personal Loans and How They Work posted at The Canadian Finance Blog, saying, “There are three different types of Canadian personal loans; personal loans, consolidation loans and payday loans.”
BankMan presents Building the Perfect Credit Profile posted at High Yield Savings Accounts, saying, “Building a perfect credit profile and top rated credit score is possible through a little work and using good credit practices.”