Four Best Home Insurance Discounts To Ask For

by Hank Coleman

Home Insurance questions and answersYou may qualify for certain discounts on your home insurance that you are not taking advantage of. You need to make sure that you ask your home insurance company if you qualify for home insurance discounts and are receiving these discounts on your homeowner’s insurance policy. Not capturing all of them can cost you a significant amount of money each year. Allstate Renters Insurance – Protect Your Stuff for as Low as $4!
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Four Best Home Insurance Discounts You Need

Bundling Car And Home Insurance

Most people have seen the commercials about bundling your home and car insurance together in order to receive discounts on both. This is very true. Far too many people are focused on shopping around for the best insurance rates, but the best rates might be right there at home with your current provider.

Alarm System

Do you have an alarm system in your home that is monitored by a central alarm company location? You need to make sure that your homeowner’s insurance company knows that. This is a great discount that will pay for the cost of monitoring with the savings that you will reap.

Discounts For Sprinkler Systems

One mistake that I made recently was telling my insurance company that my new apartment did not have a sprinkler system installed inside the living quarters. I had never seen the apartments, and so I just guessed that they didn’t have the sprinklers. But, my apartment is brand new and had them in every room. I quickly called my renter’s insurance company to let them know.

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Senior Citizen, Military, and Other Discounts

How often do you forget to mention that you are in the military and should get a discount? How many times could you have asked different businesses for a AAA discount? Do you always ask for a senior citizen’s discount if you qualify? Not doing so can cost you not only at the movie theaters but also with your homeowner’s and renter’s insurance. Don’t hesitate to ask for a discount. The worst thing that can happen is for the business to say no, and then you are right back to where you started.

There are tons of discounts that are available on your homeowner’s insurance policy. These discounts also apply to other areas of your life as well, not just insurance. Be sure to ask for discounts. You never know where you will get one.

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About Hank Coleman

Hank Coleman is the founder of Money Q&A, an Iraq combat veteran, a Dr. Pepper addict, and a self-proclaimed investing junkie. He has written extensively for many nationally known financial websites and publications. Hank holds a Master’s Degree in Finance and a graduate certificate in personal financial planning. Email him directly at Hank[at]MoneyQandA.com.


Hank Coleman has written 577 articles on Money Q&A. Learn more about Money Q&A on Twitter @MoneyQandA and @HankColeman.


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{ 1 comment… read it below or add one }

Georgette Crandall

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