Kaiku Visa Prepaid Card Review – A Great Prepaid Debit Card

by Hank Coleman

Kaiku Visa Prepaid CardRecently I was given the opportunity to try out the Kaiku Visa Prepaid Card. I’m a huge fan of prepaid credit cards and prepaid debit cards.

And, I have to say that I was very impressed with the Kaiku Visa Prepaid Card. The company has really tried to reach out to the young millennial crowd especially with their prepaid card.

Features of the Kaiku Visa Prepaid Card

The Kaiku mobile app for your smartphone is amazing! This is one of my favorite features of this prepaid card and why it will resonate so much with the younger crowd. You can load checks with your iPhone or Android smartphones, check your balance, transfer money to other Kaiku cardholders, load money from your bank account, check your balance and transaction history, or find any one of the over 55,000 surcharge-free ATMs.

The mobile app also enables card users to track their spending and compares it to their average over the past 60 days in non-essential categories, like eating out, going to bars, and spending on entertainment. Also, not only can you transfer money from card to card, but you can also transfer from PayPal and Amazon too.

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The Kaiku Visa Prepaid Card allows you to direct deposit your paycheck directly to your card. I especially loved the feature that allowed me to take a picture of a check and deposit it with the app directly on my Kaiku Visa Prepaid Card. It was fast and simple!

Kaiku Visa Prepaid Card Features

Costs of the Kaiku Visa Prepaid Card

With the Kaiku Prepaid card, there are no activation fees, usage fees, card declined fees and currency conversion fees. There is a monthly fee of $3 which allows Kaiku users to access to more than 55,000 surcharge-free Allpoint ATMs. There is a now a $0 monthly fee when card users load $750 via direct deposit each month.

Kaiku is also one of the first prepaid cards to receive a Visa Clear Prepaid designation.  The Visa Clear Prepaid Program is a new set of standards that aims to make prepaid cards with simple and monthly fee plans easily identifiable for the average prepaid customer. To qualify to use the Visa Clear Prepaid seal, prepaid card programs must certify that they meet certain standards, which require programs to clearly communicate fees to their customers and provide consumer protections.

Design Options of the Kaiku Visa Prepaid Card

There are six different design options for the Kaiku Visa Prepaid card. Here are the different versions of the card that you can order when you sign up. I love that you can get a different version of the card to make it more fit your personality.

Kaiku Visa Prepaid Card Review

Overall Kaiku Visa Prepaid Card Review

My overall Kaiku Visa Prepaid Card Review is that the prepaid credit card is great. It’s one of the best that I’ve seen in a while. It’s got some great features that most prepaid credit cards and prepaid debit cards don’t offer. I’d highly recommend the Kaiku Visa to anyone looking for a prepaid card and an alternative way to bank. It’s perfect for the millennial as well as those who don’t have their own bank.

So, be sure to check Kaiku Visa Prepaid Card. You can sign up for one at the Kaiku website. It’s fast and easy!

Disclaimer: This is not a paid post. There are no affiliate links to Kaiku, and I’m not an affiliate selling their cards. I have no relationship with the company, and I won’t get paid a dime if you sign up for their prepaid Visa card. I was provided a free Kaiku Visa Prepaid Card to try out.

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About Hank Coleman

Hank Coleman is the founder of Money Q&A, an Iraq combat veteran, a Dr. Pepper addict, and a self-proclaimed investing junkie. He has written extensively for many nationally known financial websites and publications. Hank holds a Master’s Degree in Finance and a graduate certificate in personal financial planning. Email him directly at Hank[at]MoneyQandA.com.


Hank Coleman has written 586 articles on Money Q&A. Learn more about Money Q&A on Twitter @MoneyQandA and @HankColeman.


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