Ten Ways To Actually Keep Your New Years Resolutions This Year

by Hank Coleman

How to keep your New Years resolutions this year.I have a confession to make. I wrote this blog post for me, not you. Okay, that’s not exactly true of course. I wrote it for both of us. I recently read where my buddy J. Money from Budgets Are Sexy wrote about his New Year’s resolutions, and of course it got me thinking.

I typically do not make New Year’s resolutions. I always fail to keep them. In fact, I hardly make it out of January before I ditch them or forget about them. It is not because I wanted to. It just happens.

I really want to keep them. Every year I want to keep my New Year’s resolutions, but I fail miserably. So, I set out to find ten great tips to help me (and subsequently you too) keep my New Year’s resolutions. Here are ten great ways to keep your New Year’s resolutions this year.

Write Your Goals Down – Goals and New Year’s resolutions do not become serious until you write them down. Writing your New Year’s resolutions down on paper offers a psychological effect. It makes them more concrete and real. It is easy to forget or ignore resolutions that you simply verbalize, but writing them down is essential to keep your New Year’s resolutions.

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Post Your Resolutions Everywhere – You need to write down your New Year’s resolutions. I love the idea of posting them everywhere to keep reminding yourself of them. I not only post mine on my fridge and at my desk at work, but I also tape it up to the mirror in my bathroom. So my goals and New Year’s resolutions is one of the first things that I see every morning.

Get An Accountability Partner – One of the best things that you can do to help keep your New Year’s resolutions is to find an accountability partner. Tell everyone important to you about your New Year’s resolutions and what they are. It is a lot harder to drop your goal to lose weight, for example, when you tell everyone that is what you are working towards. You will quickly find your friends watching what you order at restaurants and eat.

Make Your Goals Specific – Your goals need to be specific. You shouldn’t simply say that you want to earn more money next year. Instead put a specific dollar amount that you can measure and a timeframe for accomplishing it.

Set A Reminder To Yourself – Set a reminder to yourself or an alarm on your cell phone or iPad2 to help you remember to work on you New Year’s resolutions. You can also sign up for automated services that will call, text, or email you reminders throughout your week to work on your goal which can help you keep your New Year’s resolutions. Some good websites offering these services to check out are oh don’t forget, MemoToMe, Snoozester, and Ping Me.

Pick Only One Resolution – We often find ourselves making several New Year’s resolutions each year. It is hard to focus on too many things even though they all may be important to you. One way to keep your New Year’s resolutions may be to only pick the most important one to focus your energies on.

Compartmentalize Your Resolutions – If you cannot simply pick one New Year’s resolution to focus on this year, then maybe you should only consider one resolution per part of your life. For example, consider only making one resolution about your personal life, one about family, one about your finances.

It is easier to focus on one big New Year’s resolution in each area of your life instead of several. You may want to focus your energy on either getting out of debt or increasing your income. Dividing your priorities and focus can work against you to keep your New Year’s resolutions.

Don’t Make The Same Resolution As Last Year – Do you resolve to complete the same goals that you had last year? Do you make losing weight or getting out of debt one of your New Year’s resolutions every year?

There may be many reasons why you have not completed those goals year after year. Maybe subconsciously you do not even want to complete them. You may find it easier to keep your New Year’s resolutions if you simply choose new ones this year.

Take Small Steps Towards Your Goal – You may have a large goal or New Year’s resolution that you are aiming for, but you can rest assured that there are more than likely to be smaller sub-steps you have to complete towards that goal.

Like eliminating your debt using Dave Ramsey’s book and program, The Total Money Makeover, taking baby steps to complete your goals helps you accomplish large things that you may otherwise not think that you could.

Reward Yourself In Stages – You should reward yourself every time you reach a milestone in accomplishing your New Year’s resolutions and goals. This will keep you motivated to continue to accomplishing your goals.

What about you? Are you making New Year’s resolutions this year, or are you giving up on making any New Year’s resolutions? Do you have any tips to keep your New Year’s resolutions? I’d love to hear your ideas in the comments.

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About Hank Coleman

Hank Coleman is the founder of Money Q&A, an Iraq combat veteran, a Dr. Pepper addict, and a self-proclaimed investing junkie. He has written extensively for many nationally known financial websites and publications. Hank holds a Master’s Degree in Finance and a graduate certificate in personal financial planning. Email him directly at Hank[at]MoneyQandA.com.

Hank Coleman has written 581 articles on Money Q&A. Learn more about Money Q&A on Twitter @MoneyQandA and @HankColeman.

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{ 5 comments… read them below or add one }


Small changes works the best for me! I try to limit the number of goals I work on at time too. I usually replace them or add to it as they are accomplished.



That is a great point about replacing your resolutions after you accomplish them.



This post on New Year’s Resolutions is GREAT! I like the idea of writing your goals down. It will help us put more thought in what we plan to accomplish for the year. I just found your site through Twitter. I will mark it as one of my favorites. I plan to surf your site again. Good Luck in 2012!


J. Money

All good ones, bro! Especially the rewarding part – I find that helps me out IMMENSELY! And un-bores the whole thing 😉

Here’s to success, my man!


Hack - Smart Money Hacks

Good tips! I try to segment my goals and knock them out in small bits at a time. If I can break them down into weeks or months, that’s ideal.


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