New Hampshire 529 College Savings Plan – UNIQUE College Investing Plan
New Hampshire 529 College Savings Plan
About: The UNIQUE College Investing Plan is offered by the state of New Hampshire and managed by Fidelity Investments. It is a tax-advantaged 529 college savings plan professionally managed by Fidelity. It’s open to all U.S. residents nationwide — parents, grandparents, aunts, uncles, or family friends can save with the UNIQUE Plan.
Phone #: 1-800-544-1914
Investment Options: New Hampshire’s UNIQUE College Investing Plan is Fidelity-managed 529 plan follows the same approach as other Fidelity plans in Arizona, Delaware and Massachusetts. It features three age-based options; one using Fidelity mutual funds, one using Fidelity index mutual funds, and a third multi-firm option with portfolios that invest in funds offered by several different companies. The plan also offers 11 static options, and one option that invests in an interest-bearing deposit account.
Tax Benefits: New Hampshire does not have a personal income tax, so there’s no tax deduction or credit for contribution.
State Residency Requirements: No state residency is required to participate in New Hampshire 529 College Savings Plans.
Saving for College with Upromise
Upromise is a service that helps individuals save money to pay for college or to pay down existing student loan debt.
Upromise is a great way to save through partnerships with retailers. Similar to a cash back rewards card, this plan puts rewards from retailers into an account that you can use to save money for school or paying down current Sallie Mae serviced student loans.
Once you join Upromise, you simply have to shop at eligible retailers. You can shop online and get anywhere from 1$ to 25% back that is credited to your account. There are more than 600 online retailers, including Target and more, which will give you rewards that can be used for college and tuition expenses.
The beauty of the Upromise program is that you save money for college by simply shopping at the normal stores you visit every day. Upromise was created in partnership with Sallie Mae and is designed to help save for education costs.