Saving Money Everyday – How To Save On Everyday Expenses

by Guest Contributer

Saving Money EverydayWe live in a world where the cost of living is going up each day. In order to keep up, we either must find a way to earn more or find a way to reduce our expenses. These are a few tips to help you save on your everyday expenses.

Make a list

Before you go shopping, make a list and make sure to always stick to it. Pick out everything on the list first before anything extra. Do not go window shopping because you might end up impulse buying. Get everything on the list and leave the store.

Discounts

Look out for great discounts. Learn all there is to know about promo codes and always be keen so that no deals go by. You can get great deals by watching out for these. Do not rush for these offers though, note that they have no refunds and the sale is final. Be very sure about your purchase.

At Amazon.com, you can also enjoy discounts once you sign up for their “Subscribe and save programs”. Goods are also usually shipped to your location for free. Save a few dollars a week.

Ultimate Checklist for Your Finances

Take back control of your finances!

Get a FREE checklist for the money moves to make in the New Year.

Also get new articles, advice, and tips delivered right in your email inbox with our newsletter!

Splitting bulk goods

When you got to Costco with a friend, you can buy a product in bulk for a cheaper per unit price and split the items. The both of you can save a lot of money by doing this every time you go shopping together. Pair up with a friend and do this on a regular basis.

Coupons

Saving Money EverydayA lot of stores these days make use of coupons. Stores like Costco have a coupon book which you can search for the best deals for you. There are also sites that offer coupons at the best for free like mamma.com. You can buy, sell and trade them with other people. This saves tons of cash when shopping. Jet.com also has a platform where you can purchase the coupons that best suit you. Get exactly what you were looking for.

Pay with cash

Try and leave your credit card at home. People tend to overspend when using them. If you want to spend say $300, then only carry that exact amount and that will keep you within your budget. Carrying a credit card might tempt you to buy more irrelevant things.

Swap items instead of buying

Amazon offers a program where people can bring in their old things and trade them in for free gift cards. Make use of these cards when going shopping. There are also other sites where you can trade in items directly with each other. This is a great way to save money and also get rid of old things that you do not need.

Keep some debts

Not all debts are bad. Sometimes, incurring a debt is a good thing to use the money to invest and earn more than what you owe. This is a great business move and it actually earns you money and not just savings. It is better to invest in a great opportunity and earn a huge profit than paying off your mortgage early.

Whatever little amount you save, that is still a win for you. Continue to look out for deals, and try every way to always get the best price. It may be $10 or $45, but either way, it’s progress. Look for the ways of saving money that work for you and your lifestyle best and stick to them.

Open a Lending Club IRA and boost your retirement

About Guest Contributer

This article was written by a guest author. For more information about this author, please see the bio information listed in the article. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page.


Guest Contributer has written 208 articles on Money Q&A. Learn more about Money Q&A on Twitter @MoneyQandA and @HankColeman.


Subscribe To Money Q&A

If you want to learn more about taking back control of your money please subscribe to Money Q&A’s RSS feed or via email to receive all the latest articles! You can also subscribe to our Free Weekly Newsletter.

{ 1 comment… read it below or add one }

Millennial Money

I’ve learned that investing your income can have great rewards if it’s done correctly. I definitely went overboard with daytrading in my 20’s but learned how to reign in my spending and target investments to more efficiently maximize my earning potential. The idea to incur debt to make investments should be very carefully considered, you don’t want to have a learning experience that costs you interest down the line.

Reply

Leave a Comment


Previous post:

Next post: