Jon Acuff who wrote an incredible book called “Quitters” recently asked his Twitter followers (follow him @JonAcuff and follow me on Twitter @MoneyQandA), “When did you realize that you were never going to be able to slam dunk a basketball? Have you realized yet?” We all have dreams and goals that are incredibly lofty. I have 100 goals to complete before I die. I know what you are thinking. What does this have to do with the American Dream? It has everything to do with our dreams, the American Dream, and what we think that we can accomplish in … [Read more...] about Is the American Dream Dead or Alive?
Archives for November 2011
One of the most important things that you have to consider is what your goals are for the money you are saving for your children. Do you want to have more money for them to go to college with? Do you want to be able to help them buy them a car when they are 16 years-old? Do you want to save for your daughter’s wedding? The goal will drive which investment choice that you make. Here are three options for you to consider based on your goals. Three Accounts To Invest For Your Children 529 College Savings Account A 529 College Savings … [Read more...] about Top 3 Investment Accounts to Invest in for Your Children
I’m constantly being asked money questions by readers, coworkers, friends, and family members. I do ask for your money questions over and over again after all. In fact, if you email me one of your money questions and I pick yours to be featured in our Reader’s Questions Series, I’ll send you a free copy of Dave Ramsey’s book, The Total Money Makeover. I thought that it would be cool to highlight the ten questions that I hear the most often. Here are the quick answers to these top money questions that people have a burning desire to … [Read more...] about Top Ten Money Questions People Always Ask
The following is a blog swap post from Joe at Retire By 40, where he writes about his journey to early retirement and other fun stuff along the way. Check out my post I Don’t Mind Paying Full Price For Experiences at his site today! What are things you never go cheap on and why? This is a pretty tough question for me. The crux of the question is the definition of cheap. If cheap means paying less than full price, then I go cheap on pretty much every product I purchase. We buy generic brand groceries because it's cheaper and the quality is … [Read more...] about What Are Things You Never Go Cheap On And Why?
People email me and ask all the time where they should invest their short-term cash. Because of the stock market’s shaky returns lately or even those who are saving for a goal like a down payment on a home, more people are holding cash in their investment portfolios than ever before. That is the case for young investors too. Young investors are holding more cash than ever before in their investment portfolios instead of putting that money to work in the stock market. So, where should you stash cash in the short term? There are several … [Read more...] about Top 3 Short Term Cash Investments You Should Consider Now!
Betterment is an investing website that tackles the perceived complexity of investing head on. I hear it time and time again from the readers of Money Q&A and even my own family members that they simply are scared to invest because they think that it is too complicated. Betterment works to break down that notion and makes investing a simple process that is goal oriented. While Betterment is essentially a stock brokerage firm, it takes the title to a new level targeting the segment of potential investors that have been sorely lacking … [Read more...] about Betterment Review – An Easy Way To Start Investing