Very few businesses these days get by through word of mouth or paper advertising – most will have a website or be cited in various online sites (such as general advertising-listing sites or comparison sites). Many businesses also carry out much of their work online, creating and sending often sensitive data via email. Whilst it is advantageous to use technology so effectively, there are risks associated with conducting work over the web. This is where cyber liability insurance comes into its own. … [Read more...] about What Is Cyber Liability Business Insurance?
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A health savings account (HSA) is a tax deferred medical savings account available to individuals currently enrolled in a high deductible health insurance plan. There are many benefits of health savings accounts that you can take advantage of. The money contributed to the account is deposited pre-tax, and can be withdrawn tax free if used for qualified medical expenses. Withdrawals for non-medical related expenses are taxed very similar to an IRA, in that they can be withdrawn after a certain age without penalty. Main Benefits Of Health … [Read more...] about The Benefits Of Health Savings Accounts
What if you can get a flash from the past? What if you can recapture your youth for as little as $2? That's what these iPhone covers did for me. I recently saw a few of these on J. Money's Pinterest page. There are some really cool things on that site. You can check out a few of my favorite things as well on my Pinterest page. Follow me on Pinterest! In the meantime, below are several of the coolest iPhone covers that I found. Cassette Tape This case keeps your iPhone 4 safe and protected in style. Snap-on case is designed to offer all-around … [Read more...] about How A $2 iPhone Covers Can Bring Back Your Youth
What is gap insurance? And, do you need it? Gap insurance is a type of car insurance policy that is designed to cover the gap between what the value of your car actually is, and what you owe on the vehicle, in cases where the vehicle is totaled in an accident. Depending on the type of car insurance you have, the insurance company may not cover the full value of the loan in certain cases. This is where gap insurance comes into play. How Gap Insurance Works Gap insurance is designed to help those who put low down payments on a car, or for other … [Read more...] about What Is Gap Insurance On Your Car And Why You Need It