"Bear vs. Bull Infographic. What’s Next For Gold?" is brought to you by American Bullion and Visual Capitalist. … [Read more...] about Infographic: Bear vs. Bull Infographic. What’s Next For Gold?
Archives for June 2013
According to the Employee Benefit Research Institute, only 42% of Americans have tried to calculate how much money they will need to save for retirement. Most of us have no idea what our retirement number that we need to save during our working life even is. It could be $1 million, $2 million, even much more. To make matters worse, only 14% of Americans feel confident that they will have enough saved by the time they reach retirement age for all of their needs in their Golden Years. Join us as I talk to Todd Tresidder, who is a personal … [Read more...] about Latest Podcast Episode: What Is Your Magic Retirement Number?
Applying for a mortgage, personal loan or even some credit cards can take a while. Searching for a lender that has the best value product in terms of payable interest is a potentially lengthy process, while completing an application often takes up even more time. However, the most time-consuming part of applying for credit is the wait to see if your credit rating is good enough. Everyone over the age of 16 with at least minimal financial responsibilities has a credit rating to speak of, but what do they mean? In short, they’re the score given … [Read more...] about Your Credit Rating: Knowing How It Works And How To Improve It
The current financial climate has brought plenty of uncertainty with it for workers young and old. As incomes are being squeezed by high inflation rates and reluctance on the part of some bosses to raise wages in line with inflation, saving for retirement and the future might not seem like an option for many workers; especially those who are still saddled with student debts. However, as a survey conducted by the National Association for Pension Funds revealed, younger workers who might be a long way from paying off debts accumulated while at … [Read more...] about Why Are Younger Workers More Interested In Saving For Retirement?
With rent prices going higher and higher all renters are going to reach a point where enough is enough. When a rent payment is more than a monthly mortgage payment and they have nothing to show for the thousands of dollars at the end of a lease, frustration mounts. Many would-be buyers shy away from the daunting process of home buying as lenders put buyers through more scrutiny than ever before. But with high availability of homes, all time low interest rates and no hassle lenders like American Financing, now is the best time to go through … [Read more...] about Five Tips For New Home Buyers To Get The Best Home For Your Money
Are you an impulse shopper?Is it a need vs want? If you buy things you didn’t set out to buy, and do so on a fairly regular basis, it’s likely that you are. Everyone has the odd impulse purchase every now and again, but if you’re doing it all the time and using your credit cards to make purchases, then you could have a bit of a problem. It’s time to cut down, and the way to do this is to distinguish between needing something and simply wanting it. There’s no getting away from the fact that we live in a consumer culture. People like to buy … [Read more...] about Need vs Want – How to Shop Sensibly and Stop Impulse Spending
The stock market itself is hot right now, and I think that it is definitely going to be a continuing trend higher this year. With all of the investment options to consider, wouldn't it be nice to have some very helpful information to base your decisions upon? That's why I've turned to investing newsletters to help me pick stocks. I mentioned one of my favorites, Jason Bond Picks, when I talked last week about short term swing trading that I have been doing for the past six months. Online Investing Newsletters Are A Great Resource Sure you can … [Read more...] about How Investing Newsletters Can Make You A Better Investor
Join me this week on the Money Q&A podcast where I talk about the different life insurance policies you do not need. Very few people understand the true reason for buying life insurance policies. Many people have life insurance questions about their policies and do not know where to turn for the answers. There are so many planners and agents selling life insurance products that most people simply do not need. They often mistakenly buy life insurance as an investment, to pay taxes, build a nest egg, or even to leave a legacy. Most people … [Read more...] about Latest Podcast: Life Insurance Policies You Do Not Need
A friend that I looked up to recently died. June Walbert, a Certified Financial Planner with USAA, recently lost her battle with cancer. June had a huge presence as one of USAA's spokespersons on social media sites like Facebook, Twitter, and YouTube. (Side Note: You should definitely check out her great personal finance videos on June Walbert's YouTube channel) But, June's death happened to coincide with my own recent writing about estate planning and recently interviewed Rob Aschbach about estate planning for the Money Q&A Podcast a … [Read more...] about Social Media After Death – What Happens To Your Accounts And How To Prepare
I have a confession to make. For the past six months, I have been buying and selling stocks at a rapid rate lately. It haven't been day trading, but I haven't held a stock for more than a week before selling it. I've been swing trading. I have been swing trading with a small portion of my investment portfolio. I have been buying and selling stock and holding shares for only a few days in the hopes of short term price movements. And, I am really loving it I have to admit. Like when I started playing fantasy baseball and it renewed my love … [Read more...] about Confessions of a Short Term Stock Trader with Swing Trading