College graduates and their parents are faced with a daunting challenge of managing their finances on their own, often for the very first time. But, many recent high school and college graduates have a lot of questions. It stems from not receiving the proper education from our school system and their parents on how to handle money, debt, and investing on their own and not knowing what to do when they are just starting out. Many have questions such as: How much do I need to save for in an emergency fund? Should I invest in my employer's … [Read more...] about What Young Adults Need To Know About Money When Just Starting Out
Archives for August 2013
Top 3 Simple Reasons Why Your House Is Not Selling
Being stuck in a location that you hate or in a house that now holds bad memories can start to ruin your life. If you’ve recently been divorced and are still living in your marital home, or even if the area has become a hotspot for theft, you’ll want to get out as soon as you can. But how can you do this? You have to understand why your house is not selling. There could be simple things that you can do to fix this. No doubt you put your house on the market as soon as you could. But, what can you do if months and months later you’re still … [Read more...] about Top 3 Simple Reasons Why Your House Is Not Selling
How To Increase Your Online Conversion Rates
There are ways that you can improve conversion rates with online ecommerce. Your website's conversion rate is a measure that business owners can measure how many of their online visitors convert to a customer. Many businesses focus on the number of visitors, the amount of clicks on an ad or product link, and how many of those clicks result in a sale of the product or service. Here are three of the most popular ways to improve conversion rates and get the most from your website, what you sell, and to give your customers the most value. Best … [Read more...] about How To Increase Your Online Conversion Rates
How To Make Money Investing Like Harvard And Yale’s Endowments
Episode #14 How To Make Money Investing Like Harvard And Yale's Endowments Most parents are terrified of the costs of college tuition and room and board fees that they will have to help pay for their children's education. Every year for decades, the cost of college tuition and fees has increased faster than the rate of inflation in America. To make matters worse, colleges have enjoyed endowments that have posted gains in their investments that have outpaced the stock market indexes. For a 10 year span from 1998-2008, Yale saw its … [Read more...] about How To Make Money Investing Like Harvard And Yale’s Endowments
Money Conversations Parents Must Have With Their College Freshmen
Episode #13: Money Conversations Parents Must Have With Their College Freshmen College students are graduating with an alarming amount of debt. They are being saddled with note only student loans but loans from family members and credit cards. Part of the trouble stems from our inability as parents to prepare our children for the financial realities that they will face as college freshmen. We are simply not having the open and honest communication early enough about our expectations and their expectations as well. Who will pay for what … [Read more...] about Money Conversations Parents Must Have With Their College Freshmen
Financial Lessons We Can All Learn Playing Candy Crush Saga
I have a confession to make. I'm addicted to playing Candy Crush Saga. I've even gotten my wife hooked too. So, as I'm sitting here waiting for the countdown clock to give me more lives, I can't help be realize how you can find underlying financial lessons in the game. Like many things in life, there are key take aways that you can find in almost anything that correlates to our lives and our finances. And, the game Candy Crush Saga is no different. There are a lot of financial lessons that can be learned from playing Candy Crush Saga if you … [Read more...] about Financial Lessons We Can All Learn Playing Candy Crush Saga