Do you give money to charity? You're not alone. In fact, the National Philanthropic Trust and the Center on Philanthropy at Indiana University found that 88% of all American households give to charity. And, the average annual gift to charity is over $2,200 per family. We are a nation of givers. Giving is an important step in our own personal finance journey. There is a reason why Dave Ramsey includes it in his last baby step of his popular book, The Total Money Makeover. Author Mary Hunt also lists giving as a money rule. It is one of seven … [Read more...] about Should You Have A Money Rule To Give To Charity?
Archives for October 2013
The following is a guest post on Money Q&A. Would you like to write the next one? If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page. If you are considering selling your house quickly and you need a quick sale on the open market, there are a two things that will attract potential cash buyers to your sale, appearance and pricing. If a cash buyer is looking for a good deal on a property, be it for investment or for their own residential home; usually there first priority is … [Read more...] about Tips To Selling Your House Quickly When You Need The Cash
The job market in the UK is improving but more and more people are choosing to set up their own businesses, both creating jobs and helping with the recovery of the economy. Coming up with a feasible business idea and strategy is the hard part, and once you have decide what you want to achieve you can set about doing all the necessary paperwork and sorting out the logistics of setting up your company. There are a few important things to remember when setting up your business. Some of the main ones are listed below. Business Bank Account You … [Read more...] about Things To Remember When Setting Up Your Business
The following is a guest post by Melissa Schraiber who writes for The Fat Wallet. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page. The holidays are upon us. Or, at least that’s the way it feels. While many people start thinking about the winter holidays earlier, the season gets underway in earnest just after Halloween. That’s when the stores start putting out big holiday displays, and you can’t look at the TV without catching a holiday-themed show or ad. No matter what your plans … [Read more...] about Holiday Shopping Without Breaking Your Budget
Buying a second home may seem like an extravagance in today's cash-strapped economy, but it can potentially become a secondary source of income. With low home prices and interest rates, this may be an ideal time to become a real estate investor. However, you'll want to conduct your research carefully and keep the following tips in mind before you sink your money into a rental or holiday property. Look at Different Types of Investments Before you make this significant investment, you'll need to look at all of your options closely. Some … [Read more...] about What To Know Before You Invest In A Rental Property
When you think of an ‘office’ you may think of a large expanse of a commercial building, solely used to go about daily, working life. But that’s not all that an office or business has to be – in fact, more and more people are choosing to create an office in their home, where they can build their business and travel along the self-employed path. While a home business probably won’t require a good business gas supplier, the importance of energy efficiency and reducing your energy consumption is still of paramount importance. While you may … [Read more...] about How To Save On Energy In Your Home Office – Create A Great Business
The following is a guest post by Kostas Chiotis. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page. Unless you have perfect credit, you’ve likely been on the receiving end of some of the most difficult words that there are to hear – you’re denied credit. Credit companies have very stringent rules that they follow to determine who they extend credit to. If you’re credit rating is not up to their rigorous par, it’s highly likely that you’ll be forced to rethink your … [Read more...] about Have You Been Denied Credit? Now What Should You Do?
The following is a guest post by Chris Long, a store associate at a Home Depot in the Chicago suburbs. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page. When your toilet is out of commission or your sinks are stuck, instead of calling in the professionals for a pricey sink or toilet repair, invest in a few inexpensive plumbing supplies and tackle the job yourself. You can tackle plumbing problem solving yourself to save money. It's true: many plumbing repairs are within your grasp, … [Read more...] about DIY Plumbing Problem Solving: How To Clear Clogs
The following is a guest post from Chris Rice. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page. During the Roman Empire, Romans had an approximate life expectancy of 22 to 25 years. In 1900, the world life expectancy was approximately 30 years and in 1985 it was about 62 years. Nowadays, in the 21st century, life expectancy for those living in a first world country like here in the United States has greatly increased. Life expectancy rose dramatically amongst … [Read more...] about Life Expectancies And The Changing Times