Did you know that only five states in the U.S. (Alabama, Missouri, Tennessee, Utah, and Virginia) currently have requirements for financial literacy classes at the high school level? I'm not a big fan of the current teaching financial literacy and personal finance in public schools. Parents need to be teaching kids about money - not necessarily our school teachers. Personal finance is something everyone has to deal with in their lifetime, and the lack of education on this crucial life skill is especially concerning for a majority of student … [Read more...] about Teaching Kids About Money – What Parents Need To Know
Archives for June 2016
Stockbroking involves the buying and selling of stocks and other securities for both institutional and retail clients. Over the years the brokerage industry has advanced since brokers not only compete by relationship, service and price, they also compete regarding commission and the quality of duty. There are many companies at the top of the brokerage industry like CMC markets, but there are many more still fighting for their fair share of the top ranks in the brokerage industry. National Bank Direct Brokerage is a company to watch out … [Read more...] about 20 Up-and-Comers to Watch in the Stockbroking Industry
Should you get a small business loan? Each business is unique. So, there’s no single, universal answer to this common concern. However, we can examine some important questions, whose answers can help you make the best decision for your situation.
What is a Small Business Loan?
A small business loan works just like personal credit, only it’s intended to help you grow your business. For a new business, you will still personally guarantee the loan, but you will have to qualify based on your business’s health and your ability to demonstrate how … [Read more...] about
Sky’s the limit when it comes to summer vacation ideas. If you’re looking for an affordable yet exotic trip for the upcoming warmer months, then you can’t go wrong with a cruise! Not sure if/how you’ll be able to afford it? These cheap cruise tips lay out everything you need to know to minimize your vacation expenses while maximizing fun while sailing the seven seas! Cheap Cruise Tips for Your Summer Compare Cruise Prices As with airfare, accommodations, and other aspects of travel, comparing your different options in terms of amenities and … [Read more...] about Top 5 Cheap Cruise Tips for Your Next Summer Adventure
What is Digit? I’ve been obsessed with Digit, the money saving app and website, ever since early last year when I heard about it from my buddy J. Money over a Budgets Are Sexy. I’m always looking for cool and interesting ways to trick myself into saving money. And, when I heard about Digit, I just had to try it out for myself. I’ve been saving money through Digit for the past year, and now I’m starting to have friends and relatives ask questions about the money saving smartphone app and the service that Digit provides. So, I figured that I … [Read more...] about Digit Review – How To Easily Save Money On Your Smartphone Without Realizing
If you're like me, you're always looking for the best return on investment. Can trading around quadruple witching help you earn more?
What is quadruple witching and can you use the phenomenon to your advantage when trading stocks? Should you even bother? Quadruple witching is the expiration of stock options and stock futures at the same time. And, it only takes place only four times throughout the year.
When is quadruple witching? Quadruple witching takes place in March, June, September, and December on the 3rd Friday of the … [Read more...] about
Millions of hard working Americans experience financial hardship and stress—and poor credit options exacerbate the problem. By the numbers, the Center for Financial Service Innovation (CFSI) estimates that high-quality credit is not an option for 108 million Americans who lack access to credit cards or low-interest financing products. What’s scarier is that many of the people who don’t have access to sound credit options are working full-time jobs and doing everything they can to make ends meet. If this is familiar to you, a family member, … [Read more...] about Zebit Levels Playing Field for Working Americans with CARD.com Partnership
According to research conducted by the Harvard Business Review, a whopping 21% of Millennials left their job within the last year to pursue other opportunities. This rate is three times higher than the rate of job-hopping – defined as moving around to different jobs within a short timeframe as opposed to staying in one position long-term – reported by older generations. But, is job hopping right for you? Do the pros outweigh the cons as a job hopper? Is the grass always greener at the next job? It may not be. The phenomenon of job-hopping … [Read more...] about 3 Reasons Being A Job Hopper May Not Work For Your Career
Investing in the stock market is something that you may have been thinking about for some time now. Stock market investments are some of the most popular forms of investing among a wide range of individuals. If you are new to the game and want to learn the ropes before you get started, then just take a look at these guidelines to point you in the right direction. Of course, beginners in the stock market will probably want to entrust a professional stock broker, adviser, or service institution to have their back during the process. Why People … [Read more...] about Tips and Hints for Your First Stock Market Investment
There are many student loan myths floating around out there, such as the idea that student loans should only be used to pay for your tuition. Unless you make a lot of money outside of school or your private university comes with a massive annual tuition bill, you’ll likely qualify for more student loan assistance than you need for tuition alone. Is it alright to use student loans for living expenses? When is it alright to use student loans for living expenses? What expenses should you use your student loans for? You certainly do not have to … [Read more...] about Five Times To Use Your Student Loans For Living Expenses