Moving out from the family home as a first time renter is an incredibly exciting, yet exhausting and stressful process for many people. Whether you’re a young college student or a professional who’s been living with their parents to save money, eventually leaving the nest and finding a place of your own is pretty much inevitable. However, taking out a mortgage right after leaving the parents’ home would be financially unfeasible for most people, which means your first independent living experience will probably be renting a room or … [Read more...] about 4 Problems You Might Face as a First Time Renter (and How to Overcome Them)
Archives for September 2016
Financial Management is not an academic subject. No one gets exam marks to indicate how they are progressing with the subject. It is a matter of making good decisions and learning from any mistakes which hopefully are not too costly. The USA consumer finance statistics are fairly disturbing. There are too much credit card debt and certainly insufficient retirement savings in society. Some people must be stressed every time they open their credit card statement or read about the Social Security System’s problems and the fact that an … [Read more...] about How to Repair Your Finances as a First Priority
Lauren Greutman is everywoman. And her tale of coming back from a life of debt is inspiring. In her new book, The Recovering Spender, Lauren Greutman lays out her mistakes (like many of us), how she overcame them, and then how you can too. The Recovering Spender by Lauren Greutman is half memoir and half "how to" book on taking back control over your finances and control over your spending. I’ve often been critical of my fellow personal finance bloggers. Most of them fall into two camps. They typically are: #1 - fall along as I chronicle … [Read more...] about Book Review – The Recovering Spender by Lauren Greutman
While the internet is abuzz with news of the imminent iPhone 7 launch – boasting, among other things, the end of the Headphone jack that we have all come to love, waterproof abilities and an improved camera – you would be forgiven for leaving mouth agape and light-headed at the ‘prescribed’ price tag at which the device will be offered to the UK consumer market. As traders and spread betting companies will be well aware, the Pound has taken a rather intense beating thanks to the successful Brexit vote, and while recent sentiment … [Read more...] about This Is One Apple That May Not Keep The Doctor Away
I’m usually not an early adopter for new technology and gadgets. But, this time is different. This time I am trading in my old iPhone 5 and taking advantage of my Apple iPhone upgrade eligibility to purchase a new iPhone 7.
Last week after months of rumors, Apple finally unveiled the new iPhone 7 to the public and started taking preorders. So, I went to my local Verizon store and preordered one. There are many reasons why I took the plunge despite not being an early adopter type of person. See my rationale below.
This week, customers can … [Read more...] about
Here is the next installment in our Reader’s Questions Series, which highlight questions emailed to me by you, the readers of Money Q&A. This time we’re talking about income replacement with dividends when you retire. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover. If you’re not familiar with Dave Ramsey’s book, you should run right out and get it. It is one of the best personal finance books that everyone should read. Now….on to our … [Read more...] about When To Start Investing In Dividends to Replace Income In Retirement