We live in a world where the cost of living is going up each day. In order to keep up, we either must find a way to earn more or find a way to reduce our expenses. These are a few tips to help you save on your everyday expenses. Make a list Before you go shopping, make a list and make sure to always stick to it. Pick out everything on the list first before anything extra. Do not go window shopping because you might end up impulse buying. Get everything on the list and leave the store. Discounts Look out for great discounts. Learn all there … [Read more...] about Saving Money Everyday – How To Save On Everyday Expenses
Archives for October 2016
Just a single personal training session at a gym could cost you as much as $60-70 per hour. For most people, even once-a-week personal training would be an unsustainable expense for their budgets. And, self-directed workouts at a gym with a membership aren’t exactly cheap either. But, you can find ways to save money at the gym and find gym membership discounts that can help.
How to Find Gym Membership Discounts
If you’re trying to get in shape or lose weight, there are several ways to accomplish your fitness goals without … [Read more...] about
If you’re a homeowner who wants to make some extra money but you don’t have enough money saved up to invest in a rental property just yet, renting out a room in your primary residence might be an option.
Over one-third of Americans are renters, which means demand is consistent for non-homeowners seeking places to live without the burden of a down payment and mortgage.
Tips for Homeowners Renting Out a Room
Even if you only have one bedroom available, there are a few things to consider before renting out a room in your home:
Host … [Read more...] about
Here is the next installment in our Reader’s Questions Series, which highlight questions emailed to me by you, the readers of Money Q&A. This time, we’re talking about income replacement with dividends when you retire. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover. If you’re not familiar with Dave Ramsey’s book, you should run right out and get it. It is one of the best personal finance books that everyone should read. Now….on to our … [Read more...] about Can You Still Contribute to Retirement Plans After Retiring?
Whether you are looking for a great present for a loved one this holiday season or just want to learn more about taking control of your finances, any of these ten personal finance books listed below are a great choice. In fact, they should already be on your bookshelf or nightstand. These are the top ten personal finance books that everyone should read. The best personal finance books: The Total Money Makeover The Automatic Millionaire The Intelligent Investor The Millionaire Next Door The Other 8 Hours (TIPS) The … [Read more...] about The Best Personal Finance Books that Must Be on Your Bookshelf!
You may unnecessarily be paying the equivalent of five Porsche sports cars to the finance industry over your working life! Check out this investing video series on www.kroijer.com by Lars Kroijer, who used to run a hedge fund in London and wrote the book, "Investing Demystified: How to Invest Without Speculation and Sleepless Nights". Basically, it says you can’t beat the market, and explain why that is important. It’s as easy as watching a cute cat video online, except it’s about index funds! But if you spend six minutes watching the first … [Read more...] about Investing Demystified – A Five Video Series from Popular Investing Book
No matter what industry you work in, you know that no money comes for free. Any payoff involves an investment of resources such as time, capital, raw materials, or labor. That being said, the recent growth of forex trading has provided an opportunity to traders across the globe to make some extra money from anywhere in the world. Forex trading – also known as CFD trading or online currency trading – is a market that revolves around the buying, selling, and exchanging of world currencies. The market is based on the changes in currencies’ … [Read more...] about A Passive Dollar: How to Generate Income with XTrade Europe
Most colleges are back in session, which means millions of students across the U.S. are in the midst of taking out student loans and paying for tuition, fees, textbooks, laptops, printers, and other school-related expenses. Those costs really start to add up. And, although grants, loans, and other forms of aid can help you maintain financial stability while you’re in school, college students and their parents shouldn't miss out on potential savings through college tax deductions and tax credits. Publication 970 from the IRS lists all the … [Read more...] about 4 Tax Deductions and Credits for College Students and Parents
Most of us, at one point or other, start a budget. Some of us are natural budgeters. It just makes sense on some level to these people. But, there are often many surprises you find when you make a personal budget. Carefully managing every dollar is wise. So, why wouldn’t you do it? Well, for other people this isn’t so easy. Just because budgeting is sensible doesn’t mean they do it regularly or rigorously. Along with working out three times a week, eating many helpings of vegetables a day, and performing preventative maintenance on … [Read more...] about The Surprises You Discover When You Make a Budget
The following is a guest post by Joslyn Ewart, the author of "Balancing Act: Wealth Management Straight Talk for Women". If you’d like to submit a guest post on Money Q&A, please check out the site’s guest posting guidelines. Financial transparency in marriage is either fairly straightforward because the couple is comfortable with one another's financial attitudes and values, or it can become a couple's worst nightmare because they do not understand their spouse, at all. And like so many things in life, how to approach the … [Read more...] about How to Keep Financial Transparency in Marriage