June 2017

Top 5 Things to Know and What to Do When You Get Arrested

Do you know what to do when you get arrested? What should you do? How should you act? There is a brief window of time when you get arrested that will impact your case going forward. You don’t want to say or do anything that will hinder your case or your lawyer’s options going forward. Here are a few things to think about so you what to do when you get arrested.

What to Do When You Get Arrested

The right to remain silent!

The first thing to do once an officer has placed you under arrest is be quiet. This is when your Miranda rights attach and you should not offer up more information than is necessary.

A lot of times officers are trained to try and open a dialogue with you while you are being transported to jail, do not be fooled. A lot of times the cruisers are wired for sound and video, this means the things you say or the way your present yourself (i.e if you’re intoxicated) can be used against you in court.

Be Polite and Comply

This is something of a hot topic right now. If you feel that you are being unlawfully detained and/or excessive force has been used against you, the arrest is not the time to try and fight back. Answering force with force, or resisting an officer in the streets will usually only result in an escalation of force that can severely injure you and may result in additional criminal charges being filed.

Renting with Poor Credit: What You Need to Know

by Hank Coleman

As the cost of housing rises so does the number of renters. Buying a home just isn’t as feasible as it once was, especially for the Millennial Generation. However, maintaining a good credit score can also be challenging for many people, and given that many landlords and property rental companies require a credit check before agreeing to lease a unit to a tenant, this presents an unfortunate obstacle for folks who are looking for a new place to rent while establishing or rebuilding their credit scores.

If you fall into this category, then you’re not automatically disqualified from renting. Instead, you’ll just have to look for alternative renting options.

Renting with Poor Credit

It’s not impossible renting with poor credit. Renting a house with poor credit is possible. You can find a rental while establishing or improving your credit score. Here are a few tips renting with poor credit to help get you started.

Demonstrate Sufficient Income & Assets

Poor credit doesn’t always correlate with low income and zero assets. While your credit history might have some poor marks from missed payments, too many new credit lines opened in a short period of time, or coming too close to your credit limit, you could still demonstrate that your income and/or assets outweigh your low credit score.

This might mean you’ll have to put down an extra payment (e.g., first and last month’s rent upfront) or a larger security deposit. But, if you have the funds available, then it could be a useful way to get around the minimum credit score “requirements” set by the property owner.

Pivot Points vs Bollinger Bands – Which is the Most Accurate Forex Market Indicator?

by Guest Contributor

Competition in the forex market can be brutal. Trading on gut instinct alone isn’t the smartest market strategy when it comes to maximizing your profits. One of the first things most new forex traders learn is the importance of strategy combined with useful tools.

Some strategies are very complicated and beyond the scope of the beginner or even intermediate forex trader. Likewise, some tools necessitate programming algorithms using Python, C++, R, Matlab or other quantitative programming languages.

Pivot Points vs Bollinger Bands

Fortunately, there are a couple of tools that many forex traders use to enhance their trading. These are the Bollinger Bands and the Pivot Point Indicator.

Bollinger Bands

Bollinger Bands are a popular technical analysis technique. Basically, they are bands two standard deviations above the moving average and two standard deviations below the moving average. They are very useful in determining the trading range and volatility of a currency pair.

As volatility in the market increases, the bands expand, and when the market volatility decreases, the bands shrink. The bands also provide guidance as to pricing trends since prices tend to meet resistance as they approach the upper band and find support as they reach the lower bands.

Pivot Point Indicators

A pivot point is a price point that represents a possible change in pricing direction. It is calculated using a formula that includes the previous day’s high, low, and close. The pivot point represents a point of resistance or support in the market. By knowing where the pivot points are, traders can utilize several strategies to take advantage of them.

One of these is the pivot point bounce where traders can trade on the pivot point and take advantage of a change in price direction. Another is the pivot point breakout where traders can bet that their currency pair is going to break through the resistance or support and make significant gains.

Swagbucks Review – How To Earn Easy Money With Swagbucks

by Hank Coleman

Swagbucks is the largest online rewards website, allowing its users to earn rewards like Amazon or Target gift cards for their online activity. They have created a safe and easy way for their 5 million users to earn and be rewarded by spending their time online wisely. Here is my Swagbucks review.

There are many ways to earn on Swagbucks, some of the more popular are searching online, taking surveys, shopping online, and watching videos. To date, Swagbucks has distributed over $27 million dollars in rewards. Sign up with Swagbucks.com and start earning today.

Join Swagbucks.com and earn 1,000s of free prizes, for doing the things you do every day. Register Today!

Swagbucks Review

Swagbucks is safe, no strings, no gimmicks, quick and simple way to earn online. Earn Swag Bucks that can be redeemed for gift cards and other prizes.

It is free to join, and you can use your rewards to pay bills or purchase gifts. It’s like frequent flyer miles for being online. Members earn virtual currency for everyday web activity.

Swagbucks - Find the Best Promo Coupon Codes Price: FREE Swagbucks automatically applies the best promo code at checkout & it's free. All best promo codes. Free to use. Earn free gift cards while shopping! Full Disclosure: We earn a commission if you click this link and make a purchase, at no additional cost to you. Last Updated: 10/24/2018

Top ways to earn: Search, Special Offers, Surveys and Daily Deals

Search – Search online and earn using Swagbucks search engine
Special Offers – Complete offers and earn. For example: sign up for a free Netflix trial and earn 1,000 Swagbucks. Enough for 2 $5 Amazon gift cards
Surveys – Earn by giving your opinion in online surveys
Daily Deals – Earn when you purchase a Groupon or other daily deals

How To Earn Money With Swagbucks: Search

Every day we search through Google to find answers, at Swagbucks you can earn by searching the web. Be smart with your time, using Swagbucks search engine takes no additional time to use. Same great search results you would receive from other search engines plus you are earning!

Same great search results you would receive from other search engines
Easy way to earn for something you already do online
Earning tip: set Swagbucks search page as your homepage
Download the Swagbucks toolbar to conveniently do searches anytime

How Much Life Insurance Do You Need? And 5 Policies You Don’t!

by Hank Coleman

Do you have enough life insurance coverage? You might not have enough coverage through your life insurance from work. According to a recent LIFE Foundation and LIMRA Study, almost one-third of all Americans believe that they need more life insurance coverage. LIMRA, a worldwide association of insurance and financial services companies, recently found that about 40% of people own a life insurance policy only purchase it through their employer. They do not have any other policies. There are a few issues with only buying life insurance from your employer. You may not have enough. But, there could be limitations and other issues. Help protect your Spouse’s financial needs with USAA Life Insurance. You can help protect your family and the life … Read more

Understanding The Benefits Of Car Title Loans

by Guest Contributor

Car title loans are some of the most popular types of loans today which is one of the benefits of car title loans. This is mainly because they are easy to access and are tied to very few requirements or restrictions.

Unlike bank loans that demand a whole bunch of conditions including stellar credit score, guarantors, and collateral, car loans come with very few restrictions. Often you simply only need to have the title of your car in order to get a short-term loan.

In addition to this, little paperwork is often needed with a car title loan applications being approved in record time. When faced with a financial crisis that needs money fast, title loans can help you get back on your feet quickly. Reduce your total credit card payments by up to 30% to 50% with Debt.com.

Below are some of the benefits of car title loans you need to know.

Benefits Of Car Title Loans

Swift Cash Access

Any car owner with a steady income can apply for a car title loan. Applying for the loan is relatively easy as you can do it online or visit the merchants’ physical location. Upon filling in all the required paperwork, a representative then takes photos of the car and schedules a day to collect the title.

You can as well come equipped with the car title to facilitate faster processing. Once everything checks out, you can have the money wired or transferred to an account of your choosing. Most of these loans take between 24 hours to a few days for them to be approved.

Credit Score Doesn’t Matter

Your credit score doesn’t matter. It’s all about you having the title to your vehicle in hand. With the tough economic times and most people finding it hard to maintain a stellar credit history, more and more people are unable to access conventional loans. This is because banks and other loaning institutions have to pull an applicant’s credit report before processing the loan request.

This, however, isn’t the case with car title loans. All the lender needs are your car title and nothing more to process the loan. The few restrictions are what makes most people go for a title loan and stay away from conventional bank loans.