There are millions of American Automobile Association (AAA) members across the U.S., but over the past several years, new competitors have arisen to challenge AAA’s dominance over the marketplace of car-owning consumers. If you’re trying to save money on car maintenance and repairs, AAA might be the most obvious option, but it isn’t the only option. Affordable Alternatives to AAA Membership To offer a quick overview, the cost to join AAA varies depending on your region, but you can expect to pay approximately $20 for a “one-time-admission … [Read more...] about Is AAA Membership Worth the Cost? Here’s What You Need to Know!
Archives for July 2017
What do you do when you blow your budget? If you’re like many of us, feelings of dread give way to anxiety or even panic as you wonder how you’ll cover your credit card payments next statement period or mentally kick yourself for spending that money on a comparatively frivolous shopping spree when you could have saved that money and/or invested it instead. How to Recover from Impulse Spending It’s okay to feel this way at first, but the best way to recover from a spending hangover is to be proactive and immediately look for ways to tighten … [Read more...] about 5 Actionable Steps for Recovering from Impulse Spending
There isn’t a single person in the world that would oppose cutting a few dollars from their monthly expenses. These are the best money saving tips for your home.
Monthly Expenses - Money Saving Tips for Essential Bills
Those of you that live in an ever-changing climate know the struggle of expensive electric bills during the summer and winter months when you are blasting the A/C and cranking up the heat. During these months, your bill will increase significantly as these comforts require electricity to operate.
One of the best … [Read more...] about
Almost everyone experiences jealousy at some point in their lives, and for some of us, feelings of envy are regular aspects of our lives. We might not consciously realize it, but comparing ourselves, our families, our stuff, and our experiences to others’ is a strong sign of envy because it suggests we want something we can’t have and/or we resent other people for having bigger/better stuff than we do. How to Deal with Financial Envy Financial envy is particularly commonplace, and if you find yourself on the verge of making impulse purchases … [Read more...] about How to Deal with Financial Envy and Jealousy in Your Life
If you follow housing market news and know anything about the Millennial Generation, then you probably have heard from many different sources how Millennials aren’t buying homes. In many cases, this is more due to their inability to afford the expenses of homeownership, rather than an unwillingness to pursue the American Dream of owning a place of their own. However, in this day and age, is home ownership really the best option for young adults who are either still in college or only joined the workforce in the last decade or so? A lot has … [Read more...] about Millennials and Home Ownership – Do Millennials Need to Buy Homes?
Young Americans go to college to improve their odds of being successful and prosperous in an increasingly competitive society. Student loan debt, unfortunately, can inhibit the freedom that degrees are supposed to provide. Recent data shows that Americans bogged down with student debt are financially handicapped by it well beyond the years after immediately graduating. Student Debt Relief Program to Help Young Entrepreneurs Many now believe that borrowing money to pay tuition can create such financial hardship that it minimizes the advantages … [Read more...] about The Student Debt Relief Program Designed to Help Young Entrepreneurs
The following post is by ESI from ESI Money, a blog about achieving financial independence through earning, saving, and investing (ESI). Itís written by an early 50ís retiree who achieved financial independence, shares whatís worked for him, and details how others can implement those successes in their lives. He is also the author of a free ebook titled Three Steps to Financial Independence. Early retirement is all the rage these days in personal finance circles. And when I say "early", I mean really early. I retired at 52 and today's … [Read more...] about Top 5 Early Retirement Killers That You Need to Know
The global financial markets can be an intimidating place for a novice. For starters, there is the stereotypical Wall Street trader who is perceived as ruthless, self-serving, and virtually untouchable.
Many of us at the grassroots level have been fed the narrative that the big banks and financial institutions on Wall Street control global finance and economic activity – irrespective of macroeconomic variables, regulations, and monetary policy.
There is probably an inkling of truth to all perspectives on the markets. However, there is … [Read more...] about
Whether you have fair credit or excellent credit, there is always room for credit score improvement. Consistently monitoring and building up your credit score could lead to awesome benefits like lower interest rates on loans, bigger lines of credit, and more flexibility in your personal finances. Our credit scores impact almost every aspect of our financial lives, and yet few people take the time to actively keep tabs on their credit history to ensure a high credit score and mitigate instances of credit or identity fraud. Considering 17.6 … [Read more...] about How to Repair Your Credit with myFICO Programs
The first phase of your home renovation project deals with a lot of budgeting and meeting with your architect to discuss the design you want. But, what if your vision costs more than you expected?
Matching your dream design and your budget is a challenge. You have two options: either increase your budget to meet your expectations or refine your visions to meet your financial capabilities.
Most homeowners choose the latter. Some feel a little disappointed because they realized they needed to let go of the home features which … [Read more...] about