The Best Tangible Assets You Can Invest In

A lot of investment advice focuses on the stock market or other investments where it can feel a bit like you’re sending your money off into the ether. You might be able to watch their performance, but you don’t exactly have something you can look at and hold. Some people much prefer to consider physical investments, that give them something tangible. Not only can they keep track of its value, but they can also hold it, touch it or even stand inside it. These investments can include anything from real estate to fine jewelry. Deciding which of these is best to invest in can be difficult, but here are some popular choices. Land and Real Estate Real estate has to … Read more

Retirement Savings Options for Stay at Home Parents

There are approximately 12 million stay at home parents in the U.S. , 1.9 million of which are stay at home dads. Some of those stay at home parents raise children as their jobs. Other stay at home parents have telecommuting jobs that allow them to work from home. Either way, there are a few unique financial considerations to make when your own income is absent or irregular. Retirement Savings Options Rather than avoiding retirement planning altogether or risking a lack of diversified retirement portfolios, here are a few retirement savings options for stay at home parents who want to develop their own retirement nest eggs. Spousal IRA Contributions Do you and your spouse file a joint tax return each year? … Read more

6 Simple Ways to Improve Your Business ROI

How to Increase Your Business Return on Investment

When you’re running a business, your main focus may be on optimizing your marketing and improving your rate of closing sales, but that’s not the only way to get a good return on your investment. Another way you can bump up your revenues is to trim your overhead costs, finding ways to reduce many of your expenses. How to Increase Your Business Return on Investment Although you may be baffled by how you can trim your expenses any further, considering we’re talking primarily about fixed expenses, there are some simple, ingenious ways to go about it. 1. Switch how you handle accounts payable. By using ap automation— that is, accounts payable automation—your business can cut its operational costs. It’s costing … Read more

Are You The Leader Your Business Needs?

Are You The Leader Your Business Needs?

When you’re a business owner, you’re probably going to need to wear a lot of different hats. You’re going to need to be the one who can see the big picture, the one who is aware of the financial side of things, as well as the one responsible for the direction of the company as a whole. But there’s one hat that doesn’t always sit well on many business owner’s heads, and that’s the hat of a leader. After all, just because you’re the kind of person who wants to set up their own business doesn’t necessarily mean that you’re the kind of person who can lead an entire team as effectively as possible. However, like it or not, a … Read more

The Best Ways to Make Money from Home

How to make money from home

Making cash from home is something that many of us dream about. Especially if you’ve got children and childcare to work around. A lack of flexible working can leave many families struggling to make ends meet. Or having to work in undesirable industries to ensure their working hours fit around childcare arrangements. But, you can make money from home. For anyone with a family or other commitments, and even those that just want to work for themselves and have a little more freedom, working from home can be the ideal solution. It’s certainly something that appeals to many. When considering your work from home options, it’s important to realize that they aren’t the same as they would have been a … Read more

Frugal Ways to Stretch Your Money this Christmas

Frugal Ways to Stretch Your Money this Christmas

We all know that Christmas can be an incredibly expensive time of year. Not only do you have gifts for all the family to buy, but there is also a lot of food to purchase for Christmas dinner. Replacing old decorations can also end up quite costly as well. Lots of families find that the festive season can be a huge drain on their bank balance, and it can often leave them with some debt to pay back in January. Thankfully, though, you don’t have to get yourself into debt this festive season. In fact, there are plenty of ways you can be smart about all your Christmas shopping and food purchases so that you can stretch your cash as … Read more