What Makes Insurance Different for Contractors

rebuilding your home with insurance

One of the most often asked questions we come across is the one about contractor insurance coverage and how it differs from regular small business insurance. This sounds like the answer would be fairly simple, but that is not the case. While you will certainly want general liability insurance for small businesses to cover the basics, it is important to speak with a well-educated and licensed insurance agent that has knowledge of your industry in order to find the right additional coverage for your situation. Understanding Industry Requirements Is Important Each industry has its own specific regulations, which can heavily affect the types of insurance you will need as a contractor. For example, General Contractor is a broad label given … Read more

Top 5 Reasons to Invest in Cryptocurrency

How Secure Are Transactions Done Through Bitcoins?

It’s hard to avoid all the talk about cryptocurrencies lately, and there are lots of indications that the situation is going to get even more developed in the future. If you’re still on the fence to invest in cryptocurrency, now’s probably the best opportunity you’re going to have, this year is shaping up to be a solid year for cryptocurrencies as a whole. One quick look at the market is enough to reveal many attractive opportunities and plenty of good reasons to jump in. 1)    Trends Are Stable Prices of various cryptocurrencies have started to stabilize in recent months, especially among the most popular ones, and that’s a good thing for those looking for some long-term security in their investments. … Read more

Top 4 Careers for a Librarian with a Masters in Library Science

Careers for a Librarian

Librarianship, as a career, usually offers good job security and fair pay, which is why it’s been a popular career for quite some time. The current average salary for librarians is $55,000 (according to info from the Bureau of Labor Statistics), but those who are within the top 10% make an average of $80,000. It’s fair to assume that most of them hold a Master in Library Science (MLS). After a Master in Library Science, you’ll need to find a job. How much you will earn depends mostly on where you are hired. In this article, we will explore the best careers you can follow as a librarian if you hold a Master in Library Science, which gives you the … Read more

How to Make Relocating Financially Stress Free

How to Make Relocating Financially Stress Free

There are many reasons why you might need to relocate away from your home. Maybe you got a new job, maybe you’re moving to be with a partner, or perhaps you just need a change. In any case, it’s an exciting time! While it can be difficult to move somewhere new, it also poses bags of opportunity. However, it’s not all fun and games: there’s also a financial aspect that you need to think about, too. Relocating does not have to cost you a lot. Here are a few useful tips that’ll ensure your move across the globe doesn’t have to cost you an arm and a leg. Get Saving You’re unlikely to jump up and decide: today, I’m going … Read more

4 Incredibly Important Investments Every New Parent Should Make

When you’re preparing to have a baby, long-term considerations like paying for college tuition seem relatively unimportant compared to more immediate concerns like nursery room furniture, diapers, formula, and childcare facilities. However, the earlier you begin saving for the future, the better off your child will be. Investments parents should make 529 College Savings Plan There are two types of 529 college savings plans, prepaid tuition plans, and savings plans. Prepaid tuition plans apply to one “qualified educational institution” (accredited, nonprofit universities). Savings plans are typically applied to any college your child wishes to attend. Each state has its own 529 college plan, though the benefits of these savings plans are relatively similar. Although contributions to the 529 plans are … Read more

5 Sure Fire Ways to Ensure Your Financial Future Will Flourish

Increase Your Earning Potential in No Time

When it comes to your finances, you always have to be smart. Well – if you want to make anything of them, that is. If you’re careless, unconscious, and unsure about your money, how you spend it, and how often you hold onto it, your financial future may look a little iffy. However, if you want to make sure that you have money in abundance, that your financial future is bright, and that your finances flourish, you have to get to know them, treat them right, and guide them. And no, it doesn’t have to be hard work. In fact, looking after your finances can actually be enjoyable, rewarding, and incredibly exciting – especially as you see them grow. So, … Read more