Month: June 2018

How Do Credit Card Reward Programs Work?

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Saving Money Everyday

Have you ever wondered what a rewards credit card is and how it works? Read on to learn the basics about rewards cards, their benefits and things to be aware of when selecting or using a rewards credit card. Rewards credit cards simply refer to credit cards that offer rewards and incentives for using the credit card for purchases. These rewards can come in many forms, but they generally include earning reward points or discounts for using the credit card, and depending on the credit card, these rewards points can be redeemed for flights, cash, vouchers, purchases etc. Rewards credit cards also often offer other benefits aside from reward points and discounts such as free airport lounge access, free travel … Read more

3 Tips for Creating Discipline with Money

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One of the biggest financial problems that people have isn’t the lack of money, it’s how they manage it. The thing is, money isn’t ever a problem if you are allocating your funds correctly to the right places. There’s not going to be debt if you’re avoiding overspending on credit cards and loans. There’s not going to be a worry about making the rent if you are using your savings accounts correctly, either. The root of all evil isn’t money; it’s a lack of discipline when it comes to it. It’s easily done. You spend most of the month completely skint with only the cash left that covers the bare essentials, so when payday comes along the temptation to spend is … Read more

How Does a Share Market Work?

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Ignorance is bliss but not anymore if you are planning to tread in an unknown territory of share market. When you know the mechanism of the share market, you can make right decisions and get rid of the fear that hovers around you. Understanding Shares Shares are what you buy as part of a company’s assets. Big enterprises need a lot of capital amount to set up the infrastructure for their business to run smoothly. Share is a piece of contract that helps enterprises raise the money and lets traders earn profits as the share price increases with company growth. Traders can buy and sell shares from the Stock exchanges like NYSE, BSE and more. Traders can also keep a … Read more

How to Save Money by Quitting Your Vices – Alcohol, Cigarettes, Gambling

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How to Save Money by Quitting Your Vices

When you’re in the midst of budgeting, you might hit a point where you think there’s nothing left to trim from your budget. However, this plateau usually happens because we’re unwilling to compromise on our favorite vices or make genuine progress towards quitting our addictions, such as smoking, caffeine or even technology. How to Save Money by Quitting Your Vices If you’re ready to make some real progress with your financial goals, then here are some strategies for saving hundreds (or thousands) of dollars per year by quitting these vices. Alcohol We now live in an era when you can get booze delivered to your home within an hour or subscription boxes of craft beer and wine from around the … Read more

Why You Should Plan For The Future

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Thinking forward to the future is something we often do when we daydream each morning, but when it comes to planning for the future of ours and our families lives, we don’t often do anything practical about creating a plan for the future. Living in the moment is great and you should do it every day, but you also need to plan for the future in case anything ever happens to you or your family. Why You Should Plan For The Future Here are some of the tops reasons to start planning for the future right now. Less stress If you never make a plan for your life and a plan of where you want to end up, every day will … Read more

5 Things About Deducting Health-Related Expenses If You’re Self-Employed

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Health insurance and medical expenses are complicated. Having to navigate your own taxes, deducting health expenses, and own health insurance premiums without much external help can be a nightmare if you’re disorganized. Fortunately, the IRS offers many advantages for self-employed folks when it comes to paying for your own health policies instead of having an employer subsidize these expenses for you. While the federal government is currently debating how to overhaul both the U.S. tax code and health insurance legalities, here are the most recent guidelines on deducting health expenses for self-employed individuals. Deducting Health Expenses  Who Qualifies for the Health Insurance Premium Deduction?  Thanks to the Small Business Jobs Act, self-employed individuals could be eligible for a tax deduction … Read more