Month: July 2018

Top 3 Reasons Why You Probably Shouldn’t Invest in Cryptocurrencies

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Bitcoin and other cryptocurrencies are booming right now. Maybe they don’t always offer the best return on your investment on some days, but there’s enough media hype surrounding this new type of currency that it’s almost impossible to not hear about it. Cryptocurrencies are not for everyone. Should you invest in cryptocurrencies? Here are three reasons why you might want to sit this craze out. There’s Bitcoin, which is typically worth anywhere between $12,000 and $20,000 per unit in current markets. And others, including Litecoin, Ethereum, and Ripple. As you can see, there are plenty of options for investors to consider, using the popular trading platform Coinbase. But, are cryptocurrencies really worth investing in? It seems like everyone these days is … Read more

M1 Finance Review – A Great Robo Advisor for Investors

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M1 Finance

Note – This blog post may contain affiliate links. While all opinions are my own, and I’m a long-time user and proponent of M1 Finance, I do receive a small compensation if you choose to sign up through the links in this article. When it comes to investing with robo-advisors, there are plenty of low-cost, automated trading platforms available today. While there are unique advantages (and disadvantages) to each one, the newest robo-advisor on the market called M1 Finance gives the more established, sophisticated investors great investing options. Developed by a 25 year-old Stanford graduate, M1 Finance simplifies the investment process for beginning and experienced investors alike. Unlike other robo-advisors, M1 Finance does not charge a fee, and it gives … Read more

5 Ways to Save Money on Your Mortgage

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12 Things You Should Know Before Buying A House

If you’re like most people, your mortgage is the costliest payment you make each month. Making your mortgage payments can be a struggle, whether you’re buying your first house or twenty years down the road in a house you’ve made your home. While you might feel stuck in the monotony of your mortgage payments, there’s hope. Read on for 5 ways you can save money on your mortgage today. #1 Improve your credit score One of the biggest factors lenders look at when deciding on APR is your credit score. FICO credit scores are the standard measure lenders use to assess your financial standing, and it can have a huge impact on your mortgage. WIth a $200k 30-year mortgage, for … Read more

The Two Most Powerful Ways to Make More Money

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How To Pay Off Debt When You Can't Increase Your Income

In today’s economy, we could all benefit from earning more money; indeed it seems today almost everyone is seeking an additional income, often in the form of an extra job or side hustle. This article looks at the two most fundamental ways to make more money; offering two principles to help you shift your mindset in the right direction.   See, gone are the days where you go to school, get a job in a big company, and then stay in that job for the rest of your life until you retire.  Today, we are living in a world of portfolio careers, side hustles, and an aspiration to derive passive income from online activities such as blogging or stock trading. … Read more

Top 9 Crucial Considerations to Make Before Choosing a Bank

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How to Choose a Bank You Can Be Proud of Using

Are you tired of your bank taking advantage of you? Do you know how to choose a bank you can actually be proud of for a change? You should use a bank that treats you like a valued customer. Here’s what you need to know to find a bank worthy of your business. Are you falling out of love with your current bank, or were you never particularly fond of your current bank in the first place? Whether you’re sick of hidden fees, bad customer service, or you simply think there are better opportunities elsewhere, there’s nothing wrong with wanting to switch to another bank. Instead of letting emotions get in the way of choosing the best bank for your … Read more

5 Ways to Survive a Personal Financial Emergency?

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A personal financial emergency can happen to anyone. Any number of things could blindside you. You may lose your job unexpectedly. You may have a medical emergency. Or you may need to take care of an emergency home repair. Although you may be earning the money you need to take care of these expenses, your paycheck may still be a few days away. And even if you do happen to have the money in your bank account, you may not be able to use it because you still need to keep the lights on, still need gas in your car, and still need food on the table. Meanwhile, these expenses have to be paid right away. So, what should you … Read more