Month: January 2019

Make 2019 the Year You Buy a House

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Millennials and Home Ownership - Do Millennials Need to Buy Homes?

Buying a house to call your own is a huge deal. In adulthood, we all have boxes that we would like to tick off and buying a first home is a goal that many work towards. If you’ve decided that this is the year that you buy your own home, you have some work cut out for you to do. Before you even consider hunting for a house, you need to think about your lifestyle and whether you are buying a home is essential for your peace of mind. If it is, and you want to go for it, you will benefit from learning some crucial steps before you start your hunt. Credit Rating It can be tempting to look … Read more

7 Steps to Paying Off Your Credit Card Debt in 2019

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Paying Off Credit Card Debt

The following is a guest post from Conor Richardson, CPA is the author of MILLENNIAL MONEY MAKEOVER: Escape Debt, Save for Your Future, and Live the Rich Life and founder of MillennialMoneyMakeover.com, where he helps Millennials master essential money matters. If you’d like to submit a guest post to Money Q&A, check out our guest posting guidelines. Americans love credit card debt. The heady elixir of easy money is hard to resist. But as you enter into the New Year, carrying over a credit card balance from the previous year can sometimes make for a nasty financial hangover.  With the average US credit card holder holding a balance of $5,839, it might take more work than you realize. How to Pay … Read more

How To Actually Keep Your New Year’s Resolutions This Year

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How To Actually Keep Your New Year's Resolutions

I’m horrible at keeping my New Year’s resolutions year in and year out. They typically fall by the wayside a few weeks into the new year. I don’t mean to give up on them so soon. Are you the same way? Do you know how to keep your New Years resolution this year? I continue to make the same mistakes when designing my New Year’s Resolutions year after year, but I am bound and determined to make this year different than the past few. Did You Make Too Many New Year’s Resolutions? Did you make too many New Year’s Resolutions? Do you make several in different categories of your life? For example, did you set the goal of getting out … Read more