Why I Am Considering Refinancing My Mortgage

Why I Am Considering Refinancing My Mortgage

When I was in the bank the other day, the teller was telling me about the new rates on a 30 year fixed rate mortgage and how I could save by refinancing my current loan. So, it got me thinking about my mortgage. So, I thought that I would consider refinancing my mortgage. Here are a few things to consider when looking at refinancing and what I look for when refinancing my mortgage. With interest rates on the rise, lock in a low, fixed rate with Figure’s Home Equity Loan Plus today. Refinancing a Mortgage My Current Interest Rate When my wife and I bought our home in December 2008, we received a 30 year fixed rate mortgage from our … Read more

Growing Your Business: 4 Effective B2B Marketing Strategies Used by the Industry Professionals

How to Increase Your Business Return on Investment

If your company provides goods or services to other companies, you rely on B2B (business-to-business) marketing to build relationships with customers. B2B marketing uses many of the same principles as the consumer market. However, emotion often drives retail purchases, while B2B customers make buying decisions based almost exclusively on profit and price. It takes well-designed strategies to meet buyers’ needs and build long-term relationships with them. A successful B2B marketing campaign begins with careful research. You also need to identify your niche in the business world, create a high-performance website, and tap into the marketing benefits of social media 1. Research Is the Foundation Careful research is the foundation of a successful marketing campaign. Detailed studies can provide critical data … Read more

How Bitcoin Is Becoming the New Gold and Investors Need to Get In Now!

How Secure Are Transactions Done Through Bitcoins?

Over the years there have been several currencies that have looked to overtake gold as the next best to never lose value when storing it. However, with the cryptocurrency gaining in popularity there are a number of people looking into how this can positively affect their funds. Here we are going to look at how bitcoin is becoming the new gold and why this is showing no sign of slowing down. Whether bitcoin or Ethereum the choice is completely up to you. Trading Much the same as people trading gold there is a huge network of people online trading bitcoin. However, this is far easier than trading gold as there are multiple online platforms set up within this network to … Read more

9 Tips to Minimize Your Student Loan Debt

Which is better a public or private college?

As a student, you may need to take out loans to fund your education. According to most experts, taking out loans is a good investment. But you must make sure that you do not end up borrowing too much money. If you borrow an amount that you can not repay, you will worry a lot and find it difficult to focus on your studies. In such a case, the loan will do you more harm than good. In this post, we will provide some tips that will help you minimize your study loan debt. 1. Calculate the total cost When calculating college costs, many students make a common mistake: they consider only the tuition fees. But the truth is, there … Read more

Startup Budgeting: When to Splurge and When to Save

Reasons to Add Fun Money to Your Budget

When starting a business, you want to get the most out of your investment. This involves knowing how best to distribute your money between each of the startup costs. There are some aspects that aren’t worth spending a huge amount on as you won’t get any better results by doing so. On the other end of the spectrum, there are some startup costs in which spending a little extra can be financially beneficial in the long run. Here is a breakdown of all the major startup costs and whether you should splurge or save in each instance. Financing: SAVE There are three main ways to fund a business: use savings, seek investment or take out a loan. Most people choose … Read more

Your Guide to a Cheap Yet Luxurious Travel Experience

Investing in a Holiday Home

Nothing relaxes the mind and the body more than a sweet vacation after a long period of struggling to keep up with the busy schedule of work, hassles, and normal day-to-day activities. But then again, there’s no denying that luxury vacation is expensive. However, there are ways to reduce the cost. Here are a few tips to make your dream vacation cheaper or more affordable. You will be glad you applied them. Research about obscure locations There are many hot vacation destinations that are not known so they are usually not advertised or promoted by travel agents. Since they are little known, only very few tourists visit the places. Trips to such places are less expensive. All it takes is … Read more