When you’re in college, you have so many opportunities to go and have fun, explore the world, and open your mind. However, most of these things come with a price tag. As a college student, money will be tight for quite some time. Even if you have a job, college is expensive, and unless you received a full scholarship to the school of your choosing, be prepared for hefty bills and not a lot of disposable income. If you’re smart about your money, though, you can save a little bit, pay your bills, and still enjoy your time. Follow our six … [Read more...] about 6 Money Tips for College Students
Archives for June 2019
Day to Day Financial Mistakes that Hold the Average Person Back
While there's no doubt that some people get some hugely lucky financial breaks in life, on the whole, the size of your bank account is solely down to you. Some people might have been handed a head-start, but the fact that others have become billionaires from nothing shows exactly how your financial destiny is completely in your own hands. Sure, by the end of this article you're not going to be armed with all of the knowledge you need to become a billionaire as well, but we will hopefully educate you on some of the common financial mistakes … [Read more...] about Day to Day Financial Mistakes that Hold the Average Person Back
How to Budget – Getting Started Budgeting with Your First Budget
Do you know how to budget? A lot of people hate the B word. I have to admit it myself that I do not enjoy budgeting. Many people try to fake it by simply calling it a "spending plan". But, budgeting is a great way to make sure that you have enough money to pay the bills each month. It is also a way for you to save for different financial goals you may have in life like retiring early, finishing your bucket list, or sending your children to college. The hardest part of budgeting may be simply starting. So many people do not know where to start … [Read more...] about How to Budget – Getting Started Budgeting with Your First Budget
Cut the Cost Buying Your First Car
Are you worried about the cost of your first car? Here are some of the best ways that you can save a fantastic amount of money. Buy Used The Right Way Financial experts agree that it’s never a smart decision to buy a car brand new. It doesn’t matter how much money you make, so your first car definitely shouldn’t be straight out of the factory. Instead, you should opt for a used vehicle. By doing this, you can avoid the depreciation disaster. A car is always going to depreciate fast but you’ll lose more on a new vehicle. With a used … [Read more...] about Cut the Cost Buying Your First Car
How I Plan to Maintain My Lifestyle in Retirement
Note - The following post is the 3rd and final article in a series of retirement education blog posts on Money Q&A and sponsored by USAA. Be sure to check out the 1st and 2nd articles in the series, “Am I Saving Enough for Retirement?” and “How Long Will My Retirement Savings Last?”. Like always, all opinions are my own. With the cost of living rising at what seems like rapid rates every year, adults of all ages are beginning to wonder how they’ll ever manage to retire and still maintain the same standard of living they enjoyed during … [Read more...] about How I Plan to Maintain My Lifestyle in Retirement
Does Your Business Need a Commercial Mortgage?
Even with the rise of the internet and remote working, the majority of businesses in the world still operate through a storefront. Many of these businesses may be starting out or are looking to expand on their current operations. If you’re looking to open up a store or are wanting to grow, chances are you are quite familiar with a commercial mortgage, also known as a commercial real estate loan. Below, we’ll go over the basics of a commercial mortgage and help you decide if that’s a step you need to take for your business. What’s a … [Read more...] about Does Your Business Need a Commercial Mortgage?