If you have a 15 or 30-year mortgage, it may seem like it will take forever to pay off your debt. Thirty years, or even 15 years, is a very long time to continually have to make payments on something even though it is your house. However, there is a trick to the mortgage payment system that allows you to pay off your mortgage even quicker than you expect with little pain out of your pocket. It is called a bi-weekly mortgage. What Is a Bi-Weekly Mortgage? A bi-weekly mortgage is just like it sounds. You make mortgage payments every … [Read more...] about What Is a Bi-Weekly Mortgage Payment?
Archives for August 2019
Are you at a stage now where you know you need to do something about your credit score because it looks beyond repair? Perhaps you’re trying to get a house or even a phone contract, and you can’t because your credit score is letting you down. Here, we’re going to take a look at what you should do when your credit score is in bad condition. Bad credit is basically a record of past failures to keep up with payments on your credit agreements. For example bills, credit cards, and so on. This means you now have an inability or at the very least, … [Read more...] about What To Do When Your Credit Score Looks Beyond Repair
One of the most sought-after American Express cards is undoubtedly the American Express Platinum Card, which offers a tremendous variety of benefits to its cardholders and a sweet introductory spending bonus as well (40-60,000 Membership Rewards® points or even 100,000 MR points if this is your first American Express Platinum Card and are able to find this elusive offer). Of course, these benefits come with a hefty annual fee – which is not waived during the first year the way many other cards do for new cardholders – yet the benefits could … [Read more...] about American Express Platinum Card Review – Earning Reward Points and Exclusive Benefits
Money can be one of the greatest things in life to have, but it also provides constant stress as well. If you need more money (which let's face it, most of us do), then there are some very quick and easy ways of making it, and a lot of these ways are thanks to technology and exist in the online world. Making the most of the benefits of technology and making money online means you can do it from the comfort of your own home, wearing whatever you want and you can even do it in front of the TV. You can even find more information on how to make … [Read more...] about How to Make Money Online
Do you know how to build an emergency fund? It's easier than you think to start building an emergency fund. But, you need to start now! Having an emergency fund is an essential part of everyone’s financial planning. There are many reasons that you need an emergency fund, and there has never been a greater need to protect yourself and your family than today because of the often chaotic economic climate lately. How to Build an Emergency Fund With the economy often unpredictable, it is even more crucial to be prepared for the … [Read more...] about Top 4 Reasons You Need an Emergency Fund Now More Than Ever
We all make mistakes with our finances. I’m not talking about making hard decisions and choosing which bills to pay and which to leave for another month. These are simple financial choices and the biggest money mistakes American workers are making with their paychecks. The economy is still struggling, and far too many employees are turning away free money and lending other money from their hard-earned paychecks to the government free of charge. Three Biggest Money Mistakes... 1. Not Capturing Their Employer Match According … [Read more...] about 3 Big Money Mistakes American Workers Are Making