August 2019

3 Big Money Mistakes American Workers Are Making

We all make mistakes with our finances. I’m not talking about making hard decisions and choosing which bills to pay and which to leave for another month. These are simple financial choices and the biggest money mistakes American workers are making with their paychecks. The economy is still struggling, and far too many employees are turning away free money and lending other money from their hard-earned paychecks to the government free of charge. Three Biggest Money Mistakes… 1. Not Capturing Their Employer Match According to a recent study conducted by the Financial Industries Regulatory Authority (FINRA), almost 30% of American workers do not contribute enough to their 401k retirement plans in order to capture their employer’s matching contribution. Typically, many employers … Read more

Several Simple Resume Tips to Help You Have a Great Resume

by Guest Contributor

3 Surefire Ways To Get Ahead At Work And Career

If you are looking to get employed, chances are you will be asked to present your resume. Of course, you want to have the best chances possible for an interview and so, you need to have a proper resume. Here are some resume tips. Include Contact Information on The Heading Your heading needs to include your full name, phone number, email, and address. Your email address should also look professional, so avoid using nicknames and funny characters. Avoid Including Anything Personal You should never include anything that’s not related to the job. This includes the date of birth, age, social insurance number, marital status, etc. You should also not include photos unless your personal appearance is vital to that particular … Read more

How to Power Through Your SATs with These Essential Hacks and Tips

by Collaborative Poster

The SATs are like a right of passage for young students looking to make their way in the world. They are often a set of tests that will confuse, confound, and stress people out and they can be a huge pain to study for. But, you can get ahead with these SAT hacks. Essential SAT Hacks So if you want to improve your SAT score this year and get the best possible score on your test, here are some of the best ways to study successfully this year. Process of elimination Facing a set of multiple choice answers to a question is always hard, and it is something that can stop you in your tracks and make you a little overwhelmed. … Read more

4 Strategies to Afford a Digital Nomad Life

by Guest Contributor

The following is a guest post by Molly Barnes, author of the Digital Nomad Life. If you’d like to contribute a guest post to Money Q&A, check out our guest posting guidelines. Most people look forward to their annual vacation, it’s a great opportunity to enjoy some downtime. While a traditional one or two-week vacation may be refreshing, do you find you’re left wanting more out of your travel experiences? What if you could spend every day traveling? Seriously meaningful traveling — not just a week here or a long weekend there. Did you know you can make this a lifestyle by becoming a digital nomad? You’re probably wondering how you can do this without being a trust-fund baby or … Read more

How to Protect Your Retirement Savings from Market Losses

by Hank Coleman

Since the 2008 meltdown, adults of all ages have been justifiably concerned about their retirement plans and wondering what they should do if the markets head south again as they approach retirement age. While volatility in the markets is inevitable, there are ways to protect your retirement savings even if there’s a downturn (or even a recession) during your retirement years. If you’re currently saving for retirement but haven’t fine-tuned your portfolio’s asset allocations to pre-emptively shield yourself against a market downturn, then here are some of the best strategies to protect your retirement savings you’ll want to discuss with your financial advisor. Adjust Portfolio Allocations Based on Your Age Saving for retirement in your 40s and 50s is quite … Read more

Top 9 Simple and Small Ways to Save Money Right Now

by Collaborative Poster

Do you have a job? Get more jobs. Do you own a house? Buy another one. Do you eat avocado toast? Try plain. When it comes to saving money, you should always look to make the small cuts just as much as the big ones and small ways to save money. There is a lot of advice about saving money that can feel judgmental and actually a bit silly. The chances are if you have a job, you don’t have the time to get a whole new job on top. And if you have a house, your money is probably going towards paying that off rather than buying another one. Small Ways to Save Money However, savings aren’t just a … Read more