Many people mistakenly think that they do not need a last will and testament when they die. You may think that your valuables will naturally pass to your next of kin without very much fanfare or strife. You may think that you do not have enough assets to warrant the need of a will. You would be wrong. It is not a popular topic around the dinner table to discuss your last days on Earth, but dying without a will can not only cost your heirs time and money, but it can also prevent your final wishes from being carried out correctly. What Is A … [Read more...] about Top 5 Reasons Why You Need A Last Will And Testament
Archives for September 2019
3 Tricks You Should Be Aware of When Getting a Loan
People need money for different purposes and goals, and sometimes being short on money can cause distress and waste opportunities. Not everyone has emergency savings and debtless bank accounts, most people need to borrow money at some point in their lives. Loans are being taken out constantly to cover urgent bills and consolidate their accounts. Taking out a loan has always been a double-edged weapon; it could turn your life around for the better or the worse depending on how you plan your decisions. There are some tricks that you … [Read more...] about 3 Tricks You Should Be Aware of When Getting a Loan
Smart Ways to Handle Personal Finances for College Students
Oh, college. It’s the time where many new adults gain a semblance of independence from their parents. College is synonymous to everything young, with education pretty far down on the list. In many instances, it is the time to make mistakes and form your adult habits that, whether good or bad, tend to carry on into the latter years. One aspect about college that is often overlooked is the complete lack of financial responsibility among college students. High schools across the world put an emphasis on classes such as trigonometry and … [Read more...] about Smart Ways to Handle Personal Finances for College Students
Debunking 5 Personal Bankruptcy Myths
For most people, the word “bankruptcy” is the scariest term in the financial vocabulary; except perhaps for “Great Recession” or “IRS audit.” Granted, filing for personal bankruptcy is a dramatic step that has significant, far-reaching consequences. It’s not something anyone feels great about. There are no bankruptcy parties, or “congratulations on filing for bankruptcy!” cards (not even the cheesy or sarcastic e-card variety). However, with this being said, there are some enduring myths about personal bankruptcy that prevent some people … [Read more...] about Debunking 5 Personal Bankruptcy Myths
CountAbout Review – Easily Keep Track of All Your Finances
When you have multiple credit cards, loans, checking/savings and investment accounts, retirement savings accounts, and bills to keep track of, managing your personal finances without missing deadlines or losing track of transactions can be enormously difficult on your own. Fortunately, there are plenty of hands-off money management strategies, mobile apps, and personal finance software programs available to help consumers more effectively track their spending and saving patterns and maintain their financial well-being. However, few apps and … [Read more...] about CountAbout Review – Easily Keep Track of All Your Finances
What Are the Modern Day Investments
Investments used to be merely depositing large amounts of money into bank or savings account or maybe buying some shares. However, in 2019, there are many different ways that you can invest some money and hopefully see a significant return on that investment. Of course, as with any investment, it’s best to take some financial advice, I’m an independent financial advisor. Especially if you are thinking of investing a large amount of money. But if you’re going to make an investment, it’s worth looking at all the options that are currently … [Read more...] about What Are the Modern Day Investments