Month: September 2019

How to Choose a Financial Planner

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Do not forget to follow up from a business conference.

How to Choose a Financial Planner A financial planner, or financial advisor, can help you get a clearer picture of what your financial picture actually looks like; from savings accounts to expenses, to where your investment accounts currently stand. Do you know how to how to choose a financial planner? Having an expert set eyes on something like finances is always a good idea, as the average person can miss some pretty important details without help. Check Credentials The last thing you want is someone who isn’t qualified for the job handling your finances. This can lead to financial disaster or even ruin if the person you’ve hired has no idea what they’re doing. Make no mistake; there are people … Read more

Top 4 Reasons Penny Stocks Aren’t Worth the Money

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How to Find Undervalued Stocks

With some big name companies trading at over $1,000 per share nowadays, investors with less cash to pour into their portfolios are often intrigued by the potential of penny stocks, which are also referred to as over-the-counter or OTC stocks. As the name implies, these stocks are super cheap, typically trading at less than $1.00 per share (though the SEC defines penny stocks as those trading below $5.00 per share). Since they’re not traded on major stock exchanges, investors can find more information about low value stocks through the OTC Bulletin Board or OTC Markets Group. Penny stocks are typically offered by small, newer companies that have less information publicly accessible to potential investors, which can either pose a great … Read more

How to Easily Manage a Successful Small Business Pivot in Today’s Market

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Sometimes in business, we hit a standstill and need a small business pivot. We’ve pushed and tried our best, we’ve explored options, we’ve done what everyone has told us to, we’ve read everything that we can about growing our business, and we’ve asked for help. Yet nothing is working. Our company isn’t growing, it might even be losing money, and we don’t know what to do.  Sometimes, when you feel stuck, there is something that you have yet to try, and the best thing that you can do is stick it out, keep trying and give your changes the chance to take hold. But, on other occasions, you need to pivot.  A pivot is quite common in small businesses and … Read more

7 Online Marketing Strategies That All Small Businesses Should Use

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Online marketing was once thought of as something only required for online businesses. This is no longer the case. Having a strong online presence and online marketing strategies are now something that all businesses need to build. For many smaller companies, this can seem like a lesser priority.  However, a well-executed marketing campaign can make a significant difference in the business’s overall success. In a competitive marketplace, this could prove the difference between profit and loss.  We have examined a few different approaches commonly taken by small businesses to promote brand awareness. Have a look at the online marketing strategies below. 1. Social Media Marketing Almost everyone comes into contact with some form of social media each and every day. … Read more

Current Prepaid Debit Card Review – How to Manage Your Teens Allowance

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Current Prepaid Debit Card

There are plenty of reasons why debit cards are not only still relevant, but also incredibly useful for consumers – even in an era of competitive credit card rewards offers and our seemingly insatiable appetite for buying things now and paying off these purchases later. If you’re a parent who’s trying to teach your kids about personal finance, then prepaid debit cards are an excellent option for developing good spending and saving habits from an early age. Alternatively, perhaps you’ve struggled with racking up credit card debt and need something to break you out of an impulsive spending habit – a prepaid debit card would also help you become a better budgeter in this scenario. But why settle for just … Read more

How to Easily Support Your Child Who Is Studying Abroad

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When your child is studying abroad, it can be a stressful time for them. You know they are going through a lot of changes in their own lives, learning a new city, and meeting new people. You want them to have the freedom to be themselves, especially when they are adults, but your kids still need some support. You can use all the tips below to ensure that your child can be as happy as possible while having an adventure all their own. How to Support Kids Studying Abroad Send Financial Help You may choose to send money online with Western Union because you know that your child might have a bit of a financial struggle. This is especially important … Read more