Tips That Will Help You When Buying a House

Buying a house can feel like a huge and enormous task, to say the least. It can also be a huge process too, but if you want to simplify the process then here are a few tips that will help you out. Know the Key Terms If you are thinking about getting on the property ladder, then you need to make sure that you understand all the terminology. This will help you to reduce the chances of you getting confused later down the line. Of course, if you need some help then you need to know that there is nothing wrong with talking with your real estate agent as they will be able to advise you on everything you need … Read more

The Best Passive Income Ideas for Retirees and Income After Retirement

Whether you’re 10 years away from retirement or retiring this year, money management and saving doesn’t stop when your regular job income does. In fact, financial management in retirement can be a stressful experience if you don’t plan carefully beforehand and continue your saving habits during your golden years. To avoid the panic-inducing question of whether your current nest egg will last as long as you do, there are several retirement mistakes to avoid. Mistakes such as increasing your spending, ignoring potential income opportunities, and borrowing money from your retirement account for nonessential purposes. Luckily, there are many ways to financially secure yourself and your spouse during your retirement years, and these strategies don’t necessarily involve taking on a part-time job to … Read more

How to Prepare Your Finances and Home for Hurricane Season

How To Prepare Your Finances And Home For Hurricane Season

The Atlantic hurricane season runs from June through November. August and September see the worst of hurricane season. According to the Weather Channel, August sees more than three times the number of storms as July, and it keeps building in September. September is the peak time of the year for hurricane season in the United States. And, most insurance companies require you to have homeowner’s, renter’s, or flood insurance for at least 30 days before your coverage kicks in and you can make a claim. So, now is the time to look at your home and insurance and prepare your finances for hurricane season. I grew up in Charleston, South Carolina. I lived through Hurricane Hugo in 1989 that ripped … Read more

How to Take Control of Your Finances and Ensure You Live on Easy Street

When it comes to the largest sources of stress in life, the biggest box that everyone checks are finances.  Finances are the number one source of personal stress for people as well as for relationships. Financial problems are the number one reason for divorce and for family arguments according to Forbes. But, you can take control of your finances. How to Take Control of Your Finances One of the best ways to avoid these problems is to have your financial house in order and know that you have eliminated a huge problem. Here are 8 hacks to help you take control of your finances. 1. Get on a Budget A budget does not mean that you cannot enjoy life and have … Read more

How to Save Money and Keep Your Hobby Under Control

We all need a hobby: That diversion in our life that takes us away from the stresses and strains of modern-day living. Whether it’s a gentle outdoor activity such as hiking, or a more active sport like tennis or golf, many hobbies can get our bodies moving and improve our physical health. But, hobbies can take on a life of their own, but you can save money and still have a few hobbies. Sedentary hobbies are there to benefit the mind. Maybe you’re still adding to that stamp collection from your youth or you’ve discovered a new online card game. Whatever your preference, hobbies are important but, rather than take over our lives, they should remain a happy distraction. How … Read more

6 Simple Ways to Make Extra Money in a Few Minutes a Day

Is there anyone who doesn’t want or need some extra cash? Whether you’re still a student, or job hunting, or even retired, there are some things you can do on the sideline – all legal – to put some extra money in your pocket.  You might have a full-time job, but that doesn’t always mean you make enough money. So, you want to make that little extra in a simple and easy way, that won’t affect your day job. The ideal scenario would be doing something you really enjoy, that wouldn’t feel like you’re actually working.  So, let’s take a look at 6 ways to earn a little extra money that you can start trying today! House sitter Is there … Read more