Month: November 2019

You know you need more than a savings account to create wealth, but knowing where to channel your money can get very confusing. Depending on your appetite for risk, you must decide on the types of investments and which options will serve your needs better. But even before we get to wealth creation, it’s wise to know which investment options are available and their cons and pros.  Types of Investments You Need Invest in stocks  Buying stocks is like buying a part of a company. To successfully invest in stocks, never commit your money unless you are sure how you will earn profits. Ask yourself, what does the company manufacture? Do they offer services, and what kind? In which country … Read more

Cash or credit? You’ll hear this one a lot this holiday spending season. But unlike paper or plastic, cats or dogs, and white or whole wheat, this age-old this or that question may have a big impact on your finances. Cash or credit poses a financial dilemma for millions of Americans. While some swear cash is king, others borrow increasing amounts to make merry.  When it comes to your own festivities, which one should you choose? Let’s investigate what both options offer to find out. Should You Borrow? Cash or credit? Proponents of this option say it’s a great idea when you can earn cashback or other rewards. If you have a good handle on your finances — and you … Read more

Some employees who prove their capabilities and their loyalty to the company through their exemplary performance are often given incentives, such as cash bonuses, all-expenses-paid trips, or company credit cards. The latter is one of the things that most employees want to have. However, if there are no safeguards in place, a company-issued expense card is vulnerable to misuse. Benefits to employees and company An expense card is a better option for employees who travel regularly. The employee does not have to bring extra cash or advance the traveling expenses. If the employee has to stay longer due to unavoidable circumstances, he/she does not have to worry about the additional expenses. A company credit card helps the company keep track … Read more

Making money and having fun are not two things you’d consider to have that much in common. After all, your experiences making money often don’t revolve around engaging in your favorite hobby. Instead, it’s usually stuck in an office waiting for the clock to tick by to hometime.  But you’ll not get anywhere with that attitude, and you’d be surprised at the number of options available to make more money while having fun at the same time. Here are some accessible avenues to explore.  Find Your Passion They say to do what you love, and you’ll never work a day in your life. So try putting this theory to the test and discover a way to monetize your passion to … Read more