Top Tips for Buying the Perfect Family Car

Getting a car for your family isn’t as easy as you might think, simply because there are quite a few different things to think about when it comes to a family vehicle. There might be extra features that you want to look at, like Isofix features, for example. You might also want to look at things like certain safety features, autonomous features, and even things like certain space requirements for the trunk, head height, and so on. So here are some tips to help you buy a car that is going to be perfect for your family. Understand your budget As with any car, things start with what you can afford and the kind of budget that you have. Your … Read more

4 Ways Couples Can Manage Their Finances More Effectively

No two relationships are identical. After all, each person is unique and everyone has their own personal goals, hangups, priorities, and desires. As such, it’s no surprise that creating a budget for two people is more difficult than one. Pooling funds and compromising isn’t easy, and many couples have struggled to couples manage their finances effectively. This isn’t just a monetary issue either. Money can be a big source of stress and can even cause friction in some relationships. With that in mind, here are four ways couples can couples manage their finances and get a handle on their money to make a fresh start in 2020. Check them out here:  Collaborate In some instances, one person in a relationship … Read more

Getting a Personal Loan? Here Are Some Things to Remember

There are times when you find yourself in a tough financial situation that you just can’t handle on your own. These situations can have a detrimental effect on your life. You can either watch as your life falls apart and your progress halts, or you can find a way out of this challenging situation. Under such circumstances, many people seek personal loans to solve their pressing issues, but there are a few things that they need to know in advance. If you’re about to get a personal loan, here are some things to keep in mind: 1. Personal Loans Can Help in a Pinch Tough situations require extreme measures, and getting a personal loan can ease this burden in a … Read more

How to Make Passive Income with Your Own App

Apps are taking over the world. Some people hate this, some people love it, but most of us are pretty indifferent to this fact. But, your tune would change if you realized how much money you can make via an app. If you play your cards right, then you can see annual profits in the thousands of dollars. That’s pretty impressive for such a small thing!  Of course, I won’t just dangle that carrot in front of you and leave it there. If you’re interested in learning how to make money via an app, then here’s a breakdown of everything you need to do: Create a profitable idea The best way to be successful with an app is to treat … Read more

Smart Ways to Open a Checking Account Despite Your Bad Credit

Out of all the American households that opted to save in 2017, 23.7 percent chose to open checking accounts. According to a report from the Federal Deposit Insurance Corporation, opening a checking account can be one of the most effective ways to set aside extra money for emergencies and other unexpected expenses. But checking account holders are not immune from finding themselves in financial strife. some release checks with bad credit and insufficient funds while others become too reliant on overdraft facilities. These actions can bar individuals from opening another checking account if they want to look for a new bank. Here are some alternative ways to start saving through a new bank account even if you have bad credit.  Look For … Read more

What to Do When You Are Faced with an Unexpected Hospital Bill

unexpected hospital bills

Did you know that more than 66% of all bankruptcies are related to health issues (medical debt or extended time off from work) and more than half a million families declare bankruptcy due to medical debt each year? These numbers have skyrocketed over the past several years as healthcare costs continue outpacing inflation – and wage growth – and people increasingly find themselves stuck with medical bills totaling thousands, if not tens of thousands of dollars. While your next hospital bill may not be the straw that bankrupted the camel’s back, getting hit with an unexpectedly high medical bill can nevertheless pose a serious dilemma for most folks’ finances. The prospect of even a 3-figure medical bill can be alarming … Read more