Month: January 2020

5 Student Loans Myths You Need to Stop Believing Right Now

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Federal Stafford Student Loan Forgiveness Programs

If you’re planning on taking out student loans or have already done so to achieve your career aspirations (maybe you want to open a business that designs cool car wraps or create a game-changing fintech app), then here are five persistent myths that you need to stop believing right now. Otherwise, you could find yourself swimming or sinking in massive debt for years after you graduate. Myth: It’s always smart to consolidate your student loans. Fact: There is a big and important difference between consolidating student loans and re-financing students loan. With the former, you are essentially combining debt and the interest rate will be equal to a weighted average of all of the underlying student loans (rounded up to … Read more

6 Simple New Year’s Money Challenges to Save More

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How To Actually Keep Your New Year's Resolutions

Improving personal financial management is one of the most common New Years’ resolutions out there (aside from eating healthier and losing weight, perhaps). The problem with this resolution is that it’s extremely vague, which increases the likelihood that you won’t fulfill it because there’s no clear end goal for something like “save more money” ($1 more? $1,000 more?) or “manage money better.” Don’t let another new year go by where you set resolutions and don’t follow through due to a lack of specificity for those goals. You can improve your goal-setting by coming up with SMART goals (specific, measurable, attainable, relevant and time-bound) and participating in fun, results-driven money challenges throughout the new year. New Year’s Money Challenges If you’re … Read more

What Is Amazon Flex? Is It a Viable Income Opportunity?

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Is Amazon Prime Worth the Cost?

If you’ve been looking for legitimate home-based business ideas, then you have a lot more options beyond filling out surveys for pennies all day. Some mainstream freelance opportunities like driving for a ride-sharing service or house-sitting for other people might not be a good fit for your personality or job needs, and other popular freelance gigs like writing blogs or designing graphics might not meet your income needs, either. Fortunately, Amazon is expanding its empire of independent contractors through its up-and-coming Amazon Flex program, which allows individuals to pick-up and drop-off deliveries similar to how Uber and Lyft work (except with Amazon orders instead of human passengers). If you’re more of an introvert who wants to make decent money without … Read more

Five Helpful Ways to Save Cash on Your Car

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The New Year has arrived and that means you could be setting your resolutions ready to go. If this is you and one of those resolutions is to reach your financial goals, then you need to read this article! Reaching your financial goals means paying attention to your finances and learning where all the cash is going. A good place to start would be with your car!  Most people are unaware of how much money their cars are truly costing them, as they’re not adding up all the cash they’re spending day today. After the house, a car is a large expense, and the costs don’t stop after you drive home after your purchase. You will have had to research … Read more