April 2020

Rent or Buy? Which Option Makes Financial Sense for You?

When it comes to finding a new home, there are two main options. You can buy real estate, or you can rent a house or an apartment. There are pros and cons of leasing and purchasing properties, but many people find that one option suits them better. If you’re unsure whether to rent or buy, here are some tips to help you decide which move makes financial sense. The advantages of renting Renting offers flexibility, and it also enables tenants to live in areas that they might not be able to afford if they were looking to buy. There’s also the benefit of passing repair jobs and renovation costs on to a managing agent or a landlord or landlady. The … Read more

How to Save a Fortune Using Coupons and Loyalty Cards

by Hank Coleman

How To Save Using Coupons And Loyalty Cards

You can save using coupons. I struggle with it though. I throw them away actually. I don’t mean to throw away coupons. It just happens. I stick them in my pocket, wait in line, go to the register and forget to use them. I also don’t return to the store and ask for my missed discount. You might think that it’s not such a big deal. What’s a dollar here or there? But, like most small things, these missing savings can add up over time. Have you ever looked at the savings printed on the bottom of your grocery receipt? What if you forget your loyalty card and coupons more often than not? We’re talking about some serious money if this … Read more

What You Should Know About Investing in Rental Property

by Collaborative Poster

Property investment is appealing to a lot of people for several reasons. Property is always needed, although the markets can rise and fall. There are different ways to invest in property, and some people view it as being a relatively easy way to make money through investing. Investing in property can be a lucrative way to bring in an income, but it’s not something that you can jump into straight away. It requires careful thought to get it right, especially as it can involve a lot of money and large amounts of debt to get started. There are some crucial things to think about before investing in property. What Type of Property to Invest In There are different types of … Read more

Five Ways a Lawyer Can Save You Money

by Collaborative Poster

If you find yourself in need of a lawyer, the first thing most people think about is “How much is it going to cost?” but take a look at these five ways a lawyer will actually save you money. 1. Lower fines and alimony During any legal case where the subject of fines or alimony is on the table, a good lawyer is your new best friend. Despite the legal fees, they could still save you a lot of money. If they argue your case well, they could get any other costs decreased to significantly less, or even get them eradicated. This is bound to add up, and whatever the lawyer costs you in the first place will still be … Read more

Why Are You Wasting Your Reward Points?

by Hank Coleman

You may not be fully aware of it, but you’re probably sitting on your own personal treasure hoard: a stash of airline miles, hotel points or reward points you’ve earned through your credit cards. Are you wasting your reward points and frequent flier miles? According to statistics compiled by Points.com and its parent Points International (PCOM), a company specializing in helping consumers trade, exchange and redeem reward points, the average American is hoarding more than 61,000 reward points through various programs. Americans have more than 2.65 billion loyalty memberships — 21.4 per household. This would be fine if we were spending those points — but we’re not. According to a report by Forrester Research, only 16 percent of us redeem … Read more

Top 5 Crucial Things to Know About Homeowners Associations (HOAs)

by Hank Coleman

If you’re in the market for your first home, considering a move to another neighborhood or you want to invest in rental property, it’s important to know the ins and outs of homeowners associations before getting too far along in the home buying process. In a nutshell, a homeowners association (HOA) is a residential community governance organization that creates, implements and regulates rules for properties and residents within the community. If you purchase a home within an HOA community, you cannot opt-out of the membership and must pay HOA fees (typically on a monthly basis). Some people think negatively of HOAs because they’re often perceived as overly controlling and expensive, but there can be many benefits of living in a … Read more