Month: June 2020

Investopedia Academy Review – Self-Paced, Online Courses About Investing

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If you would like to learn more about personal finance or get a higher rate of return on your investments, then simply reading a book may not be the perfect solution. While books written by experienced authors can be useful, the information eventually becomes outdated, especially in the rapidly-changing world of finance, and there’s no one you can turn to for help if you have questions after you finish reading a chapter. This is part of the reason why Investopedia, the self-proclaimed “largest financial education website in the world”, developed their own academy, complete with dozens of online courses led by highly experienced instructors from the financial industry. As the tech industry continues to transform the financial industry, interactive web … Read more

How to Save Money on Rising Medical Costs

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Save Money on Medical Costs

Money is tight now as everyone knows it. And, with rising health care costs, it is sometimes complicated to find ways to cut back especially on necessities such as healthcare costs. One great way to save money on your rising medical costs is to shop around on the web. There are many great websites like www.glasses.com that can help you find affordable medical care, prescription glasses, and the like to help take the sting out of rising medical costs. How to Easily Save Money on Rising Medical Costs Here are five additional tips for spending less on rising medical costs and healthcare expenses. 1. Go Generic With Medication Ask your health care provider if your medications are essential. Are there … Read more

What Is Landlord Insurance? And Is Insurance Worth It?

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How To Evaluate The Rate Of Return On Rental Property

Being a landlord can be very hectic, if you are renting out your vacant properties, there are plenty of things that can go wrong when you allow tenants to rent the house. It is wise to take the necessary precautions before it happens. If you haven’t got the right insurance cover you might have to pay the bills from your own pocket if things go wrong. What if the property is damaged by a natural calamity, or even vandalized? To make being a landlord less stressful than it already is, there is the Landlord insurance, which can really come in handy. What exactly is Landlord insurance? Landlord insurance protects you (the landlord) from the risks that accompany your property when … Read more

How to Separate Your Paycheck from Your Discretionary Spending

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Separate Your Paycheck from Your Discretionary Spending

Did you know that half of American families live paycheck to paycheck? That number may seem astounding, but considering how high costs of living are nowadays and how wages don’t seem to be catching up with those costs, maybe it’s not so surprising that so many families live paycheck to paycheck and as many as 1 in 3 Americans have less than $500 saved up to cover emergency situations. It’s never been more important to separate your paycheck from your discretionary expenses because we never know whether our health insurance premiums might go up one year, our landlords could suddenly increase rent or any number of other scenarios where your non-discretionary expenses unexpectedly rise. How to Separate Your Paycheck from … Read more

Getting Your Finances Back on Track After a Setback

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A financial setback can be frustrating and life-changing. It may leave you feeling helpless and with a lot of unanswered questions. The good news is that there are steps you can take to get your finances back on track after a setback. It’ll require you to make some tough choices and be very self-disciplined but stick with it, and your behavior modifications will pay off in the long run. You want to avoid digging yourself a bigger hole and racking up more debt. Therefore, take action as soon as you recognize there’s an issue related to your finances. Find Ways to Earn an Income A setback can come in many different forms and scenarios. Maybe it’s that you lost your … Read more

Simple Lessons from Businesses on How to Save in Your Personal Budget

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Are you looking to cut more spending out of your personal budget? When you do this, you will find that you have more saved each month and more money to spend on the things that you really want. Luxuries like holidays and new technology will all be far more affordable when you take the right steps here. One of the best ways to do this is to explore how businesses work to save money. Believe it or not, the lessons here can easily be translated so that they can be used to help you with your personal finances. So, let’s get started and explore some of the best ways that businesses save.  Always Have An Extra Fund  One of the … Read more