June 2020

Top 4 Reasons You Might Want to Sell Mutual Funds You Own

I am a buy and hold investor. I do not like to sell many of my investments. I’m decades away from retiring, and I’m a long-term investor, to say the least. It takes a lot for me to sell mutual funds that I own. But, I have been known to transfer the assets from one mutual fund or mutual fund company to another one based on certain criteria. There are times that it is best to just sell your mutual funds and let them go. Things change. Investing philosophies and goals change. Those are the reason to sell mutual funds. Four Reasons When To Sell Mutual Funds Fund Manger Changes Direction You purchase a mutual fund based on its fund … Read more

4 Ways I Would Change Dave Ramsey’s Baby Steps in 2020

by Jennifer Davies

The following is a guest post from Ben, publisher of the blog – Saved by the Cents. If you’d like to submit a guest post to Money Q&A, be sure to check out our guest posting guidelines. You may be reading the title and thinking that I completely disagree with Dave Ramsey’s Baby Steps to achieve financial freedom. It’s actually quite the opposite. I have a lot of respect for Dave Ramsey. I also believe that what he’s done has been quite instrumental in my life and many people I have come in contact with. If you aren’t familiar with Dave Ramsey’s Baby Steps, you may want to take a look at the different steps: Baby Step #1: Create a … Read more