Month: June 2022

Ways to Manage Your Money After You Graduate

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Which is better a public or private college?

Graduating from college is one of the most rewarding accomplishments you’ll make in your life. It means you’re finally ready to land the job you’ve always wanted and live a comfortable, stable life. However, once you leave college, you’re left with quite a bit of debt due to your student loans. Having student loan debt can make it difficult to manage your money. But there are ways around this. In this article, we’ll be covering a few ways to manage your money after graduation. Make Money a Priority and Use Your Time Wisely At first glance, this seems pretty obvious. However, you’d be very surprised to learn that many don’t exactly prioritize their money once they graduate. This can lead … Read more

How to Financially Protect Yourself as an Employee

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It’s important to stay aware of financial challenges that you might face in the future as an employee. Your income is dictated by the success of the company you work for and their desire to carry on hiring you. So your future is not entirely in your own hands. That’s why putting the right protections in place can make a positive difference in the long term. Here’s how to protect yourself financially. Create a Financial Buffer First of all, you’ll want to create some kind of financial buffer that gives you some extra room for maneuver in terms of your finances. Think of it as a financial safety net. It’s essentially an amount of money that you can fall back … Read more

These Tips Will Secure Your Family’s Financial Future

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According to a 2015 study by Northwestern Mutual, 34% of Americans have no financial plan for the future. Consequently, you are definitely not alone if you feel you need to get your finances in order but haven’t taken any concrete steps to achieve this. Financial security becomes even more important regarding the family. You need to ensure that your family is financially stable enough to get through daily life and navigate through life’s challenging times. Luckily, there are many ways to protect your family’s long-term financial health. Here’s how to secure your family’s financial future. Defray bad debt Few factors hinder your ability to secure your family’s financial future more than bad debt. Medical bills, student loans, car loans, and … Read more

Are Non-Fungible Tokens (NTFs) a Good Investment?

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non-fungible token

The following is a guest post by Stephen Rozo, the founder of MoneyPeoples.com. If you’d like to submit a guest post to Money Q&A, be sure to check out the site’s guest posting guidelines. Non-Fungible Tokens (NTFs) have been gaining in popularity lately as a new way to invest in digital assets. But are they a good investment? From digital art and music to in-game items and even real estate, there’s an NFT for just about everything. And as more people become interested in this new way to invest, the prices for some NFTs have skyrocketed. But there are some risks to investing in Non-Fungible Tokens. For one, they’re still a relatively new technology, so there’s not a lot of … Read more

3 Ways to Plan for Retirement Without the Stress

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Planning for retirement can be a difficult process, especially considering your needs could change and develop over time. Figuring out how to plan for retirement can be a stressful process. It doesn’t need to be, though. While it’s something you’ll need to spend time and effort on, it shouldn’t cause you as many headaches as you think it should. It could be more straightforward than you’d think, especially if you work with a financial planner. There are more than a few steps to keep in mind when you plan for retirement. How Much Should You Save For Retirement? One of the largest questions people have about retirement is how much they’ll need to save for it. It’s what causes many … Read more

Everything You Need to Know About PayPal Fees for Commercial Transactions

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Your credit card charges a small amount as a service fee annually. While the charged amount or frequency might be different for every service provider, it’s automatically deducted from your bank account. Similarly, PayPal also charges a service fee for its multiple services, such as transaction fees. PayPal fees cover numerous online transaction services, and it is popular for its reasonable rates. Reasons PayPal Charges Service Fee PayPal is a multinational organization that facilitates online transactions worldwide. Unlike traditional checks and money orders for transactions, it promotes online cash payment via cash cards.  Customers who use these fast and reliable online payment services pay a small amount as a service fee. Charging service fees is how PayPal generates income that … Read more