Guest Contributor

For most people, inflation is a scary word. It means the money you earn today won’t be worth as much tomorrow and that you’ll have to pay more for the same products and services down the line. In the United States, policymakers try to keep inflation right around 2% per year, keeping pace with the economy’s growth. What costs a dollar to buy this year will (generally speaking) cost $1.02 next year, and a person who was paid $12 an hour this year might earn $12.25 an hour next year. Problems start to arise when inflation overshoots that benchmark – as it has this summer. In July of 2021, consumer prices were up 5.4%. Most economists agree that this unusually … Read more

While unexpected breakdowns are inevitable at some point, purchasing an extended auto warranty when your manufacturer warranty on your car expires is a good way to make sure there are never any nasty or expensive surprises. Here is everything you should consider when choosing an extended auto warranty for your vehicle. Is the Warranty Provider Reputable? To avoid falling prey to scams, always check the warranty provider’s reputation before purchasing a protection plan. You can get information about the company from sites like CARCHEX warranty reviews or the Better Business Bureau to check the company’s reputation. If the business you are looking at has been around for a long time, the chances are that the customer service and claim processes … Read more

Right now, many people are considering their health and the best way to take care of their families. In particular, more people than ever before are interested in private healthcare. While everyone loves the NHS and everything it has done for this country, families are looking for peace of mind and knowing they have medical options if they need them. This has meant that the topic of private medical insurance is popular right now. Let’s take a closer look at what this is, how you can benefit from it, and how financial services can assist you. What is Private Medical Insurance? First of all, it is important to understand what private medical insurance actually means. This may also be referred … Read more

Insurance is often viewed as an unnecessary expense or a waste of money. The idea behind having insurance is that you are preparing for the worst to happen; this might not sound like the most likely scenario unless you are one of the most unlucky people on earth. The thing with illness, incidents, and accidents is that they can end up costing you a ton of money when they do occur – and trust me, they will eventually occur. Insurance companies would not exist if they did not turn a profit, there is no denying that, but there is also no denying that the average person cannot afford to pay the bills when things go south. Here are five reasons … Read more