4 Mortgage Budgeting Tips for First-Time Home Buyers

Buying a home will likely be the most significant investment you ever make. You must take the time to consider all of the financial responsibilities that go into homeownership before signing on for a mortgage. It is a mistake to take on a mortgage that is too much for your budget, leaving you vulnerable to financial hardship. There are many budgeting tips to help. Mortgage brokers tend to issue pre-approvals that don’t take factor in the many expenses of owning a home. If you are shopping for homes based on your pre-approval amount, you could be taking on too much of a financial burden. There are many other costs beyond your mortgage payment that need to be factored into your … Read more

How to Leave the Corporate Ladder and Find Your Passion

Save Money On Your Next Vacation

The following is a guest post by Howard Scott, author of Rascal on the Run, who left courtrooms and law offices behind for good to help readers find your passion. Today he spends about half his time in the Caribbean. Despite the financial and social perks of law, he’s never looked back. If you’d like to write a guest post for Money Q&A, be sure to check out our Guest Posting Guidelines. Want To Leave The Rat Race? Start With An Exit Plan. Here’s a Lawyer’s Guide to Leaving The Courtroom Behind In Search Of Happiness… Twelve years ago I walked out of a courtroom for the last time. After more than two decades in practice, I just couldn’t do it anymore. I … Read more

How to Use ATR Forex Indicator and Become a Better Forex Investor

The ATR (Average True Range) is a technical analysis forex indicator that decomposes the entire price range for a certain period to measure market volatility. Specifically, it was introduced by market technician J. Welles Wilder Jr. as a measure of volatility. The true range forex indicator is considered as the greatest among current high minus the current low, the absolute value of the current low minus the previous close, and the absolute value of the current high minus the previous close. So, the ATR indicator is a moving average, usually using 14 days of the true ranges.   How To Calculate ATR?  While trading, you can use shorter periods than 14 days for generating more trading signals because longer periods tend … Read more

Can You Trust Online Loans? Here’s What You Need to Know

From ordering a pizza to buying a house, the Internet has made all kinds of everyday tasks faster, simpler, and more convenient than ever. At the same time, though, it’s also made it easier for opportunistic predators and con artists to take advantage of online vulnerabilities, spread misinformation, and cover their tracks. Online loans are enough to make anyone paranoid. A little paranoia can be useful in helping you avoid scammers, but too much can rob you of opportunities to potentially make your life better. For example, in recent years the popularity of online loans in Canada and the US has grown exponentially, with many benefits making them preferable to traditional types of loans. But can online lenders be trusted? … Read more

5 Ways to Minimize Your Financial Loss from a Disability

While facing new daily restrictions due to your disability is challenging enough, the financial impacts of a disability can be even more daunting for most professionals who were previously full-body abled. To enable you to carry on with your life without a crippling debt burden, we have listed five practical ways for you to minimize your financial losses. Consult A Disability Lawyer Whether you are temporary or permanently disabled, it is essential to opt for legal advice from a disability lawyer to have the legalities of partial vs. full disability explained to you. The decision to rely on legal expertise will massively reduce your financial loss from a disability. Your lawyer will assist with the process of claiming disability benefits … Read more

What You Need to Know Before Purchasing a Company

Before you commit to purchasing a company, there are a few important steps to take. Don’t cut corners with professional services. You need an accountant to help with documents, as well as a competent business lawyer. Even if you’re thinking about buying a small business, it’s important to inspect county court records, including records of property tax. Public records will indicate whether the business and its owners or managers are involved in a lawsuit. County tax records might also show liens. Check if the company owns the property where it operates. Moreover, an in-depth background check will give you this information. Payroll and Sales Taxes Before purchasing a company, ask about these taxes. You might be held liable for any … Read more