The following is a guest post from Briana Myricks who writes at her blog, How's Married Life? High school teachers emphasize preparing for the real world, but in reality, how many of the things you learned in high school do you use today? Has The Scarlet Letter been mentioned at any time outside of a classroom? Do you utilize your US history lessons when it’s not an election year? Besides knowing what H20 means, what elements do you remember from chemistry class? Part of a valuable high school education should include things you will … [Read more...] about Personal Finance Lessons That Should Be Taught In High School
Let’s face it. Times are hard for everyone. So, now is the time to focus on energy savings. You need to have a hand firmly on the tiller of your respective businesses is essential as we try to navigate these storm-tossed waters. As a result, we are all trying to make to make savings wherever and whenever we can to keep our head above water. Of course there are steps you can take to ensure that you reduce costs on your business energy and garner energy savings. The whole process begins with common sense and perhaps an … [Read more...] about How To Switch On To Energy Savings
The world we live in now is fast paced. It can be all too easy to think that everything needs to be done by yesterday. If you’re thinking about sending a parcel overseas you’re going to find that there is an almost limitless range of options available, with almost as many different services as there are couriers. Unless you already know your way around the world of international courier services, finding the best option for your parcel can be tricky. Gaining a better grasp of the international courier costs and the differences between the … [Read more...] about An Easy Guide to International Courier Costs
The winter is drawing in, although after the wettest summer since records began, you could be forgiven for thinking that winter never truly left us! Offices across the land are turning their heating back on and looking for air conditioning options without raising costs and affecting their bottom lines. And, if you are a manager you’ll need to make sure that your office temperature is appropriate. The government-run Health and Safety Executive recommends a minimum temperature of 16 degrees Celsius. Obviously this temperature may be different … [Read more...] about Air Conditioning Options for Offices without Extra Expenditures
You may have heard ‘logbook loans’ mentioned in the last few years, perhaps through TV adverts or online. A logbook loan is a short term financial solution which allows you to borrow money and use your car as collateral (the same way you could use your home to get a secured loan). In order to qualify for a logbook loan, there are certain conditions that you must meet: Your car must be registered in your name, and yours alone. This stops people from using cars that are not legally theirs in order to secure loans. You will also need to … [Read more...] about How Can Your Logbook Earn You Money?
This is a guest post from Emily Guy Birken who writes at One Money Design. Now seems like the perfect time for investors to get started in the landlord business. The housing market is still recovering, which means that home prices are reasonable, interest rates are low, and rents tend to be relatively high. Under these circumstances, buying a rental property seems like a no-brainer. However, owning an investment rental property is not all about pushing wheelbarrows of passive income to the bank. Being a landlord comes with many risks-and just … [Read more...] about Are You Ready to Invest in a Rental Property?
The idea of sending out emails to prospective customers is one that many small businesses have discovered to be highly effective in driving new business through small business email marketing. But, there are others who have not yet realized its potential. In this blog, we'll look at five simple ways you can harness the power of - one of the most cost effective techniques in any company's marketing arsenal. 1. Make sure you do your best to avoid the spam filters. These have become incredibly good at detecting what is seen as spam by many … [Read more...] about 5 Reasons How Email Marketing Can Increase Sales For Small Businesses
Time and money go hand in hand especially if you want to make money. Quick loans are being used as the top way to have the financial platform in order to be successful. Anyone who wants to earn extra money needs to think about how they will achieve this and specifically how much time do they have to achieve it. If you are one of the many people who do not have a lot of money at your disposal to make extra money, take a look at the top tips below on how to achieve a cash pile: Step 1: Devote weekends While it may be tempting to go out with your … [Read more...] about Three Tips for Making Extra Cash If You Don’t Have Time
What is COBRA health insurance? Consolidated Omnibus Budget Reconciliation Act (COBRA) is a law that was passed by Congress in the mid 1980s that gives some employees and their dependents the ability to continue receiving health insurance coverage even after leaving employment. There are many times when you need to continue to receive private health care even though you may have lost your job. Health insurance is expensive, but COBRA health insurance can help you cover the gap in coverage until you find a new job with adequate health insurance … [Read more...] about What Is COBRA Health Insurance And Why You May Need It
Very few businesses these days get by through word of mouth or paper advertising – most will have a website or be cited in various online sites (such as general advertising-listing sites or comparison sites). Many businesses also carry out much of their work online, creating and sending often sensitive data via email. Whilst it is advantageous to use technology so effectively, there are risks associated with conducting work over the web. This is where cyber liability insurance comes into its own. … [Read more...] about What Is Cyber Liability Business Insurance?