You’ve tried a long list of strategies to pull yourself out of serious debt. You’ve tried credit counseling, budgeting apps, money-saving challenges, loans, and lottery tickets, and you’re still not out of this financial rut. Before you throw in the towel and prepare to file for personal bankruptcy, you should learn about one more debt relief strategy: consumer proposals. What Is a Consumer Proposal? A consumer proposal is a debt relief strategy meant for individuals that have less than $250,000 in debt (not including the mortgage of … [Read more...] about What Are the Benefits of Consumer Proposals?
We all want to make big savings every time, and the good thing is, we don't need to look much farther than our homes. There are many hassle-free ways to cut costs on electricity. Let us check out some of the better and more cost-effective ways to reduce the electricity cost. Opt for Small Neon Bulbs Although it is a little advancement for your home, using CFL bulbs will undoubtedly cut the utility bill by approximately $25 yearly. CFL lights use one-third of the power than other conventional light bulbs. CFLs also last 10 times longer … [Read more...] about 3 Cost-Effective Ways to Save on Electricity Bill
Everyone wants to know is debt good or bad? Well, yes. Both. It depends. There are lots of mixed opinions on debt in the finance world. Some financial pundits take a hardline and argue that being debt-free is the ideal and that there is no good debt. Others, however, take a softer stance and saythat there are, in fact, some good forms of debt. As a rule, debt is considered good debt if it helps your financial wealth-building capabilities in the long run and bad debt if it only serves to hurt your ability to build wealth in the future. In … [Read more...] about What You Need to Know About Good Debt and Bad Debt
The profitable traders always maintain a trading plan and they follow it in a disciplined way in the Forex market. By maintaining a trading plan you can learn and understand all the factors and aspects of the market precisely. Many traders also maintain some rules in the trades to incorporate into their trading plan. If you want to become successful in the trades make sure you pay attention to both the trading plan and rules so that you can make effective trades. In the following article, you will be able to know briefly about the trading … [Read more...] about Designing Your Forex Trading Plans Effectively
Everyone understands how important it is to save money, but it’s much easier said than done. In ideal circumstances you can just set aside some of your monthly profits and leave things there, but what if you can’t rely on a healthy profit margin every month? Plenty of people can’t. They have to struggle to make ends meet, particularly now that the COVID-19 pandemic has caused a lot of damage in the world of business and left people stuck at home. In this post, we’re going to look at some tips that can help you save and boost your savings … [Read more...] about Some Great Tips that Could Boost Your Savings Account
The following is a guest post by Vicky Oliver, the best-selling author of five books, including 301 Smart Answers to Tough Interview Questions. In this guest post, she writes about thriving in an open workspace. If you'd like to be considered for a future guest post on Money Q&A, check out our guest posting guidelines. We've become accustomed to looking to the tech industry for innovation when it comes to how we communicate. But one idea that tech mavens made popular, the open workspace office plan, is proving to be a flop -- actually … [Read more...] about 5 Strategies for Surviving the Open Workspace Office Plan