Guest Contributor

It’s a difficult time to save with unemployment and rent so expensive, however that means there’s no better time to start saving for your future. Even if you’re spending everything you can on rent, or you’re working multiple jobs just to make ends meet, there are certain money smart strategies you can put into play now that will save you big in the long run. 4 Money Smart Strategies Millennials Should Start Stop relying on others According to a Pew Research study, 36% of Millennials “depend on their parents or other family members for financial assistance…about one-in-seven Millennials with a full-time job – and about half who work part-time – say they depend on family members to help them get … Read more

We’re sure you’ll agree that the student life is tough. There’s the late nights, bloodshot eyes, and countless classes…not to mention the pressure from friends, family, and the world at large all demanding that you work out exactly what it is you’re going to do with your life, kid! Oh, and did we mention that you have to pay for the privilege? Overwhelming, right?! Now add to this already stomach-churning concoction the need to sift through the quagmire that is misinformation, confusion, and dare we say ‘fake news’ surrounding student loans, and it can all be too much. Especially for your bank account… That’s where we come in! Before you start considering your post-education life, there are some myths that … Read more

You never know when life can take a detour and you need some cash in a hurry. If you were to lose a job or have unexpected medical bills to pay, getting money quickly can be a challenge for many people. If you have less than perfect credit, finding a lender can be a challenge. But, if you own your own vehicle you may be able to successfully apply for a car title loan. With limited options, it can be easy to get pulled into the never-ending cycle of the payday loan. These types of lenders may seem convenient and practical, but are known to use less than moral financial practices to pull people in that cannot afford their repayment … Read more

The average American has an exceedingly low chance of winning a Powerball or Mega Millions jackpot. In fact, only an extremely tiny proportion of the American population will ever be fortunate to experience the joy of winning millions of dollars from any lottery. That said, most people will run into some form of financial windfall (albeit far smaller than a lottery jackpot) at a certain point in their lives. These small windfalls may not have the power to propel you into the country’s top 1% wealthiest individuals but if managed well, can have a positive effect on the realization of your financial goals. Top 5 Tips for Managing a Financial Windfall Here are a couple of tips that can come … Read more

Are you thinking about monthly funeral plans? Your interest in freezing your funeral costs at today’s prices may have been piqued by press reports about the rising costs of funerals. A story in the Telegraph newspaper on the 1st of June 2018, for example, talked not only about the soaring cost of a funeral in the UK (the total average is currently some £5,000) but also the rising cost of cremation fees, too. Monthly funeral plans The soaring costs of funerals may make the purchase of a prepaid funeral plan a sensible option – by paying at today’s prices, you are able to beat at least some of the inflationary effects of steadily rising costs in the future. However, your … Read more