MoneyLion Review – Personal Loans, Credit Monitoring, Rewards, and More

MoneyLion

Did you know that 70% of Americans reportedly wouldn’t be able to cover a $2,000 unexpected expense? Perhaps this figure isn’t surprising, especially if you’re in the same boat. So, what happens when huge expenses arise out of nowhere? Typically, people either put the expense on their credit cards – and rack up more debt as a result of high interest rates – or take out a personal loan (also with considerably high interest) to cover the emergency costs. This can be a serious setback for anyone trying to improve their financial situation, but at last, a better option exists – MoneyLion. Founded in 2013, MoneyLion has become immensely popular among consumers due to its easy-to-use app and rewards-based program … Read more

5 Smart Ways to Save on Gifts this Christmas

How to Save Money on Christmas Gifts

Christmas is right around the corner, but luckily, we still have over a month to plan this year’s gift list and try to save money by avoiding last-minute shopping. Do you know how to save money on Christmas gifts? Below I’ve listed some ideas that might help you spend less on your gifts this year and even make Christmas shopping an enjoyable (and dare I say it, stress-free) experience. How to Save Money on Christmas Gifts Actually Write a List Although obvious, most of the time we just go shopping and completely forget to list the people and the gifts we think they might like. But, making a list is not all: use it as a springboard to determine the Christmas … Read more

How to Make Extra Money with Part Time Jobs for Christmas

How to Save Money on Christmas Gifts

Now that we’re close to December, many of the seasonal retail and restaurant job openings are starting to fill up. However, there’s still hope for those of you who are looking to make some extra money during the holiday season. You can find a few good part time jobs for Christmas. Whether you need a few more dollars to cross everything off your Christmas list or you want to make up for your paycheck being short if your job is closing for the holiday, you can earn extra income this holiday season. Here are a few non-traditional seasonal jobs that you can consider over the next few weeks to make extra money this Christmas season during the holidays. Part Time … Read more

Top 4 Simple Ways to Jump Start Your Finances

Jump Start Your Life and Finances

In the movie Pirates of the Caribbean: Curse of the Black Pearl, Captain Barbossa refers to the pirates’ code as “more guidelines than actual rules.” Similarly, many people understand what good personal finance rules are, yet they treat budgeting advice, “live within your means,” and investment strategies from experts more like guidelines that can be loosely followed. 4 Simple Ways to Jumpstart Your Finances The problem with this mentality is that ignoring some personal finance advice can lead to stagnancy: living paycheck-to-paycheck, only meeting minimum payments on debts, and investing the bare minimum amount in retirement accounts. To avoid falling into this trap, here are a few simple ways to jumpstart your finances: 1. Assess Your Financial Situation  First things … Read more

Top 3 Christmas Gifts to Give Your Children that Keep on Giving

Christmas Gifts For Children That Keep On Giving

Does your child need another toy this Christmas? If your children are anything like mine, they have far too many things in their room and in their lives. But, what are some Christmas gifts for children that last long after the holiday? We are a consumer nation, and that love of stuff bleeds over into our children’s lives as well. So, what type of present do you get for a child for the holidays that seems to have everything? Christmas Gifts that Keep On Giving It doesn’t help that times are tight and often Santa is broke this year. But, here are a few examples of Christmas gifts for children that will keep on giving to your kids long after the … Read more

What Is a Good Return on Investment for Your Portfolio?

what is a good return on investment

Whether you’ve considered getting into investing or you’re a seasoned pro when it comes to managing your own investments – perhaps with the help of robo-advisors to optimize your investment portfolio – one question that remains for most investors is: what is a good return on investment? What type of ROI should you be striving for with your investment portfolio? It’s an important question, but many folks assume that, as long as they’re earning higher rates of return with their current selections than other options like savings accounts, then they’re seeing “good” returns. However, that probably isn’t the case. If you truly want to earn great returns on your investments, you shouldn’t settle for “it’s better than the alternatives.” Investing … Read more