Smart Ways to Handle Personal Finances for College Students

Should You Take Out Private Student Loans for College?

Oh, college. It’s the time where many new adults gain a semblance of independence from their parents. College is synonymous with everything young, with education pretty far down on the list. And, students need to learn personal finance for college students. In many instances, it is the time to make mistakes and form your adult habits that, whether good or bad, tend to carry on into the later years. One aspect about college that is often overlooked is the complete lack of financial responsibility among college students. High schools across the world put an emphasis on classes such as trigonometry and advanced placement literature. Very little of their time and resources are spent giving practical knowledge like how to save … Read more

Top 5 Saving Rules to Use Every Day and Increase Your Net Worth

Dave Ramsey’s Baby Step One - $1,000 Emergency Fund In The Bank

Budgeting your money each month might not be something that you look forward to, but it is one of the most important things you can do to maintain financial independence. The more you know about the amount of money that you have coming into your bank accounts each month, and the amount of cash that you have going out, the easier it is to avoid over-spending and getting yourself into problems. There are some saving rules you need to follow. Top 5 Saving Rules The good news is that if you dread the idea of saving, there are some quick steps you can take to make your budgeting experience more sleek and streamlined. Today, we’ve put together a list of … Read more

Could Social Media Be Ruining Your Finances?

How to Make Money with Social Media

Did you know that there are over 3.2billion daily active social media users? Or that we spend an average of 2 hours and 22 minutes browsing through our favorite social media channels? When you take these stats into account, it’s easy to see just how powerful these platforms can be, and businesses have certainly caught onto that trend. With 73% of all marketers believing that their social media marketing efforts have been somewhat or very effective for their business, studies are suggesting that social media could be one of the key influencers on how we spend our finances. Studies also suggest that more and more of us are ruining our financial situations thanks to the influence of social media – … Read more

How to Easily Support Your Child Who Is Studying Abroad

When your child is studying abroad, it can be a stressful time for them. You know they are going through a lot of changes in their own lives, learning a new city, and meeting new people. You want them to have the freedom to be themselves, especially when they are adults, but your kids still need some support. You can use all the tips below to ensure that your child can be as happy as possible while having an adventure all their own. How to Support Kids Studying Abroad Send Financial Help You may choose to send money online with Western Union because you know that your child might have a bit of a financial struggle. This is especially important … Read more

How to Save Money and Keep Your Hobby Under Control

We all need a hobby: That diversion in our life that takes us away from the stresses and strains of modern-day living. Whether it’s a gentle outdoor activity such as hiking, or a more active sport like tennis or golf, many hobbies can get our bodies moving and improve our physical health. But, hobbies can take on a life of their own, but you can save money and still have a few hobbies. Sedentary hobbies are there to benefit the mind. Maybe you’re still adding to that stamp collection from your youth or you’ve discovered a new online card game. Whatever your preference, hobbies are important but, rather than take over our lives, they should remain a happy distraction. How … Read more

6 Simple Ways to Make Extra Money in a Few Minutes a Day

Is there anyone who doesn’t want or need some extra cash? Whether you’re still a student, or job hunting, or even retired, there are some things you can do on the sideline – all legal – to put some extra money in your pocket.  You might have a full-time job, but that doesn’t always mean you make enough money. So, you want to make that little extra in a simple and easy way, that won’t affect your day job. The ideal scenario would be doing something you really enjoy, that wouldn’t feel like you’re actually working.  So, let’s take a look at 6 ways to earn a little extra money that you can start trying today! House sitter Is there … Read more