The winter is drawing in, although after the wettest summer since records began, you could be forgiven for thinking that winter never truly left us! Offices across the land are turning their heating back on and looking for air conditioning options without raising costs and affecting their bottom lines. And, if you are a manager you’ll need to make sure that your office temperature is appropriate. The government-run Health and Safety Executive recommends a minimum temperature of 16 degrees Celsius. Obviously this temperature may be different … [Read more...] about Air Conditioning Options for Offices without Extra Expenditures
You may have heard ‘logbook loans’ mentioned in the last few years, perhaps through TV adverts or online. A logbook loan is a short term financial solution which allows you to borrow money and use your car as collateral (the same way you could use your home to get a secured loan). In order to qualify for a logbook loan, there are certain conditions that you must meet: Your car must be registered in your name, and yours alone. This stops people from using cars that are not legally theirs in order to secure loans. You will also need to … [Read more...] about How Can Your Logbook Earn You Money?
The idea of sending out emails to prospective customers is one that many small businesses have discovered to be highly effective in driving new business through small business email marketing. But, there are others who have not yet realized its potential. In this blog, we'll look at five simple ways you can harness the power of - one of the most cost effective techniques in any company's marketing arsenal. 1. Make sure you do your best to avoid the spam filters. These have become incredibly good at detecting what is seen as spam by many … [Read more...] about 5 Reasons How Email Marketing Can Increase Sales For Small Businesses
A merchant account is an arrangement a merchant makes with a bank or other merchant account provider in order to facilitate payments with a credit or debit card. Obtaining a merchant account is a necessary step for an online store wishing to accept payments online rather than having payments mailed to them. If you have an online store and want to accept credit or debit card payments, efficiently, you will need a merchant account. You can compare merchant service providers online, which will help you find the best providers for you and … [Read more...] about Obtaining A Merchant Account For Your Online Store
This is a guest contribution from Bill Hazelton, CEO and Founder of Credit Card Assist, a leading pro-consumer, credit card information resource. It takes a lot of guts to run a small business these days. You need to be your own boss, your own IT team, your own cleaning crew and, most importantly, your own accountant. Typically, money is always tight in the first year (or few years for some), and things will only get tougher if you can’t find sources of financing to support your early growth track. The problem is that ever since the … [Read more...] about Five Creative Ways To Fund Your New Small Business
I have talked briefly for the last few days that I have spent the past weekend in Schaumburg, Illinois outside of Chicago for the first annual Financial Blogger Conference (FINCON11). Two hundred and eighty of my favorite personal finance bloggers came together at a business conference to learn from each other, swap ideas, trade business cards, and garner insight into how we can make our personal finance blogs better in order to ultimately help you, our readers, take better control of our finances. But, all of the networking and … [Read more...] about The Biggest Mistake You Can Make After a Business Conference