One of the most important factors in personal financial management is transparency. But, many people believe financial products and services are anything but transparent. That’s why Clarity Money was founded, in order to develop truly transparent solutions to wasteful spending, limited savings, and complex budgeting practices. Through the power of artificial intelligence, Clarity Money incorporates natural language processing, anomaly detection, and spectral analysis to help its over 1.5 million users save money. Even if you already … [Read more...] about Review of Clarity Money App – Get Clear on You’re Spending Money
FinTech
OppsLoan Review – Personal Loans that Are a Alternative to Payday Loans
When you’re in a pinch and desperately need money, where do you look for cash? If you’re like a majority of Americans, you might not have even $1,000 set aside in an emergency savings fund, which means you’ll need to borrow that money from somewhere. In some cases, people turn to family members or credit cards to help them out, but if you’re running out of options, then a quick loan might be the only option you have. Unfortunately, the quickest, most accessible borrowing method comes in the form of payday loans, which have an average 400% … [Read more...] about OppsLoan Review – Personal Loans that Are a Alternative to Payday Loans
Ebates Review — Earn Cash Back on Your Online Shopping
Who doesn’t love getting cash back? Whether it’s a mail-in rebate or credit card rewards bonus, we love getting cash back on our purchases because it helps reduce the cost of the item or service we buy. Ebates builds on the premise of cash back online shopping by giving consumers incredible access to cash back offers on hundreds of well-known websites like Amazon and Groupon, which can effectively double your cash back rewards when combined with a rewards credit card. If you want a free, easy and automatic way to earn more cash back on … [Read more...] about Ebates Review — Earn Cash Back on Your Online Shopping
Review of Earny – Automatic Price Protection for Your Online Purchases
Consumer technologies are unbelievably advanced these days. We have smart home devices to control our lights and thermostats, remote home entry systems, VR headsets, voice-to-text audio features, AI assistants at your fingertips…it’s really overwhelming to think about how much technology can improve our lives with minimal effort on our part! Smartphone and tablet apps are also becoming extraordinarily useful, from low-cost therapy chats and first aid advice apps to automated money-saving apps, such as Earny. If you’ve ever purchased … [Read more...] about Review of Earny – Automatic Price Protection for Your Online Purchases
Blooom Review – A Robo Advisor to Manage Your 401k Plans Easier
Note -This post may contain affiliate links or links from our sponsors. All opinions are my own. If your company provides a 401k plan for its employees, are you getting the best returns possible on your 401k? The upside to 401k retirement planning is that you have some level of flexibility when it comes to deciding who will manage your investments until you’re ready to retire. Unfortunately, many experienced investment advisors are too expensive for everyday folks who just want to maximize their savings so they can retire by 65 or … [Read more...] about Blooom Review – A Robo Advisor to Manage Your 401k Plans Easier
Swell Investing Review – How to Invest in Socially Responsible Investments
For some investors, getting great returns on their investments is just one of multiple factors that influence how they allocate their portfolios. An increasingly popular trend among investors is socially responsible investing – or SRI – which emphasizes an individual’s responsibility to invest in companies and industries that seek to promote a better future for all of us with their innovative research and progressive solutions to societal problems. If you’re concerned about the future of humanity and the sustainability of Earth amid changing … [Read more...] about Swell Investing Review – How to Invest in Socially Responsible Investments
Stash Invest Review – How to Invest with as Little as $5
There are so many different available options for investing today, though don’t let this seemingly endless array of investments overwhelm you. If you prefer a simplified approach to investing geared towards relatively straightforward goals such as passive wealth accumulation and/or saving for retirement, then Stash Invest could be just what you’re looking for. Stash Invest launched its first app in 2015 with the goal of simplifying the investment process so even folks with just $5 to invest could try it out. Oftentimes people who feel like … [Read more...] about Stash Invest Review – How to Invest with as Little as $5
Ask Trim Review – Save Money with Trim Automated Finance Personal Assistant
If you find yourself struggling to save money or find other areas of your budget to cut back on, then you’re not alone. Millions of Americans want to save more money, but it’s easier said than done in many cases. After all, it doesn’t just come down to an individual’s financial discipline. For instance, consumer cable bills have risen 40% between 2012 and 2018, which isn’t something you can easily control for, thanks to the relative monopoly status that cable companies have in their markets. Fortunately, free personal finance apps like Trim … [Read more...] about Ask Trim Review – Save Money with Trim Automated Finance Personal Assistant
Mint Mobile Review – Cheap Mobile Phone Plans Starting at $15 per Month
If you’re trying to cut back on your budget and save money on regular expenses, then your monthly cell phone bill is a good place to start trimming. After all, the average person spends hundreds of dollars per year on data, texting, calling and phone upgrades – but is this really necessary? Step aside, Verizon, AT&T, and T-Mobile; it’s all about saving money with Mint Mobile now. This up-and-coming cell service provider offers incredible 4G LTE coverage and low, transparent prices on their phone plans compared to other major service … [Read more...] about Mint Mobile Review – Cheap Mobile Phone Plans Starting at $15 per Month
M1 Finance Review – The Newest Robo Advisor for Sophisticated Investors
When it comes to investing with robo-advisors, there are plenty of low-cost, automated trading platforms available today. While there are unique advantages (and disadvantages) to each one, the newest robo-advisor on the market called M1 Finance gives the more established, sophisticated investors great investing options.
Developed by a 25 year-old Stanford graduate, M1 Finance simplifies the investment process for beginning and experienced investors alike. Unlike other robo-advisors, M1 Finance does not charge a fee, and it gives you the option … [Read more...] about