Money management has never been easier, thanks to the proliferation of AI-driven, hyper-efficient banking and investment platforms over the past few years. Whereas paying someone back used to take a few days and/or a physical meet-up, you can now instantly send money to anyone in the world. Unfortunately, many traditional banks have failed to keep up with consumers’ changing money management preferences and continue to charge for basic services like ATM withdrawals, account management, and money transfers. If you’re looking for a highly efficient, innovative and consumer-friendly banking option, then ditching your big bank for N26 could be your best financial move all year. N26 Review N26 was first launched in 2013 in Europe and quickly grew to more than … Read more
If you’re looking for simple ways to make money, then investing small amounts into a growth-driven portfolio is one of the best ways to plant the seeds for a successful financial future. This is the key factor behind the personal finance app, Acorns, which is designed to round up any purchases made with your synced cards and deposit that spare change into an investment portfolio. Here is our Acorns review. Acorns Review Whether you’re just getting started in investing or you’ve been looking for new ways to invest beyond your traditional accounts, then Acorns’ easy-to-use app and innovative investment strategy could be the perfect fit for low-income and seasoned investors alike. Here’s what you need to know before signing up: … Read more
Thanks to all of the rewards credit cards available today, there are plenty of financial incentives to get us to spend more money (and sadly not very many incentives to save, with interest rates being as low/nonexistent as they are). Wouldn’t it be great if you could find an easy way to save money on purchases you were going to make anyway, without the cumbersomeness of clipping coupons from your local newspaper or searching the web for good deals? Luckily, there’s an app for that! It’s called Ibotta and it lets you instantly earn cash back while shopping for everyday items and special gifts alike. If you’ve been on the lookout for a good way to earn cash back without … Read more
It can be hard to get motivated to exercise, but these 5 apps will pay you to exercise!
If you’re not thrilled with your current credit score or you’re struggling to get access to credit at all due to a lack of credit history, then, fortunately, there are some options available for people seem to be stuck between a rock and a hard place like you are. After all, having a bad credit score can affect seemingly everything – rental applications, access to low-interest financing options, and even your love life – so getting your credit score back in shape should be a major priority. One innovative option for folks with no/bad credit is Self Lender, which lets you make regular payments on a fixed amount for 12-24 months and cash out later. Although there is a nominal … Read more
Did you know that consumers waste more than $34 billion per year on overdraft fees? This figure rivals Great Recession figures, though overdraft fees were cheaper back then (around $20 for banks and $15 for credit unions, compared to $30 for banks and $28 for credit unions nowadays). Since there is no benefit to paying overdraft fees – they’re just penalties for folks who overdrew their accounts to pay the bills before their next paycheck rolls around – it’s alarming to think about how much money individuals and families living paycheck to paycheck might be losing to overdraft fees each year. While most people would like to keep enough cash on hand to cover their bills, unexpected expenses crop up … Read more