FinTech

Financial technology (FinTech) is the new technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. FinTech is a new industry that uses technology to improve activities in finance. Some of the best FinTech includes smartphone apps.

Review of SPENT Money App: How to Earn Cash Back on Purchases

by

If you’re not consistently maintaining and adjusting a budget for your personal and business-related expenses, then you might run the risk of blowing your budget simply due to disorganization issues. That’s why personal finance management apps like SPENT Money exist. Their goal is to help folks keep track of their financial lives, whether they’re at home, at the store, or even in another country. In addition to helping you manage your business expenses, the SPENT Money app offers its users thousands of opportunities to earn cashback on purchases. You can earn from nearly every category imaginable, such as travel, office supplies, restaurants, groceries, and so much more. The SPENT Money app is also unique in that it has a receipt … Read more

Review of Clarity Money App – Get Clear on You’re Spending Money

by

One of the most important factors in personal financial management is transparency. But, many people believe financial products and services are anything but transparent. That’s why Clarity Money was founded, in order to develop truly transparent solutions to wasteful spending, limited savings, and complex budgeting practices. Through the power of artificial intelligence, Clarity Money incorporates natural language processing, anomaly detection, and spectral analysis to help its over 1.5 million users save money. Even if you already know all the basics of budgeting, you might be overlooking minor areas for monetary savings that Clarity Money’s algorithm is designed to pinpoint and eliminate. Here are a few reasons why you might want to download this free app. Clarity Money App Review Get Your … Read more

OppsLoan Review – Personal Loans that Are an Alternative to Payday Loans

by

When you’re in a pinch and desperately need money, where do you look for cash? If you’re like a majority of Americans, you might not have even $1,000 set aside in an emergency savings fund, which means you’ll need to borrow that money from somewhere. In some cases, people turn to family members or credit cards to help them out, but if you’re running out of options, then a quick loan might be the only option you have. Unfortunately, the quickest, most accessible borrowing method comes in the form of payday loans, which have an average 400% interest rate, plus fees. This means you could end up paying $15-30 for every $100 you borrow. That is an outrageous amount of interest … Read more

Ebates Review — Earn Cash Back on Your Online Shopping

by

Who doesn’t love getting cash back? Whether it’s a mail-in rebate or credit card rewards bonus, we love getting cash back on our purchases because it helps reduce the cost of the item or service we buy. Ebates builds on the premise of cash back online shopping by giving consumers incredible access to cash back offers on hundreds of well-known websites like Amazon and Groupon, which can effectively double your cash back rewards when combined with a rewards credit card. If you want a free, easy and automatic way to earn more cash back on everything from clothing and school supplies to flights and accommodations, then here are some reasons why Ebates might be perfect to add to your shopping … Read more

Review of Earny – Automatic Price Protection for Your Online Purchases

by

Consumer technologies are unbelievably advanced these days. We have smart home devices to control our lights and thermostats, remote home entry systems, VR headsets, voice-to-text audio features, AI assistants at your fingertips…it’s really overwhelming to think about how much technology can improve our lives with minimal effort on our part! Smartphone and tablet apps are also becoming extraordinarily useful, from low-cost therapy chats and first aid advice apps to automated money-saving apps, such as Earny. If you’ve ever purchased something online, only to realize a few weeks later that the price dropped significantly, then you understand the frustration of buying something at the wrong time. Fortunately, Earny’s algorithm is designed to eliminate this frustration altogether by getting your cash back … Read more

Blooom Review – A Robo Advisor to Manage Your 401k Plans Easier

by
Using Blooom with My 401k

Note –This post may contain affiliate links or links from our sponsors. All opinions are my own. If your company provides a 401k plan for its employees, are you getting the best returns possible on your 401k? The upside to 401k retirement planning is that you have some level of flexibility when it comes to deciding who will manage your investments until you’re ready to retire. Unfortunately, many experienced investment advisors are too expensive for everyday folks who just want to maximize their savings so they can retire by 65 or earlier. For this reason, the founders of Blooom started their company to offer affordable 401k planning services to the 99% (according to their website). With Blooom, you don’t need … Read more