Renters insurance is essential for anyone who does not own a home. Renters insurance is actually a misnomer. It really should be thought of as personal property insurance since it is designed to insure your personal possessions and not just for renters. It can apply for a wide range of other people as well such as college students, storage unit owners, and many others. Since college students typically rent an apartment or live in a dorm room, renters insurance can be a valuable asset for them to have. Renters insurance will protect the … [Read more...] about Why College Students Need Renters Insurance
I’m scared to death of getting sued. We now live in a litigious society where everyone is very quick to sue anyone for almost anything. The potential damage to your personal finances after getting sued, even if you win the case, can be devastating. Often times, your insurance company will settle a case for you, but you could quickly find your rates rising or your coverage being canceled altogether. There is one way to protect yourself from a potential lawsuit swamping your liability coverages on your insurance policies and reaching … [Read more...] about Why You Need Umbrella Insurance
Who wants to think about their own mortality when you just got a new job with an exciting company and things are looking up for your career? To be fair, most people would prefer to never think about when they might die and what would happen to their loved ones if it happened earlier than anticipated. However, confronting the reality that humans simply don’t live forever is an unfortunate part of life, especially when you have financial considerations to make, such as deciding on a new life insurance policy. If you don’t currently have your … [Read more...] about Should You Rely on Employer-Provided Life Insurance?
The Atlantic hurricane season runs from June through November. August and September see the worst of hurricane season. According to the Weather Channel, August sees more than three times the number of storms as July, and it keeps building in September.
September is the peak time of the year for hurricane season in the United States. And, most insurance companies require you to have homeowner’s, renter’s, or flood insurance for at least 30 days before your coverage kicks in and you can make a claim. So, now is the time to look at your … [Read more...] about
How much is flood insurance? And, do you even need flood insurance for your home or business? The answer may surprise you. This insurance is a very beneficial type of coverage that is useful for both commercial and residential property owners. Floods can cause significant amounts of damage to any type of property, and this damage can lead to thousands of dollars in losses. Flooding occurs more often than tornadoes, earthquakes, or hurricanes. Between 2005 and 2014, flood insurance claims averaged more than $3.5 billion per year. The … [Read more...] about How Much Is Flood Insurance? Myths You Need To Know!
Auto insurance may seem like a simple, routine part of life. That is until your car gets damaged. When you’re involved in an auto accident, or your car gets dinged up for any other reason, collision coverage can save you the headache and expense of repairing your car on your own dime. But if you have collision car insurance coverage, should you file a claim whenever your car is experiencing functionality issues or cosmetically damaged beyond what you’re capable of fixing yourself? Depending on a few important factors including your … [Read more...] about How to Decide Whether or Not to File an Auto Collision Claim