Insurance

Auto insurance may seem like a simple, routine part of life. That is until your car gets damaged. When you’re involved in an auto accident, or your car gets dinged up for any other reason, collision coverage can save you the headache and expense of repairing your car on your own dime. But if you have collision car insurance coverage, should you file a claim whenever your car is experiencing functionality issues or cosmetically damaged beyond what you’re capable of fixing yourself? Depending on a few important factors including your historical driving/claims record, auto insurance deductible, current ability to cover costs out-of-pocket, etc. you may not want to file a claim after all. Rather than letting damage from a car accident … Read more

Your credit score affects nearly everything finance-related in your life, from credit card and loan applications to even your romantic life. Unfortunately, the prominence of credit in our lives means that you could find yourself in quite a pinch if you ever miss a payment or two, consistently max out your credit cards, or have no lines of credit in your name yet. In order to keep your credit in good condition, it’s important to understand exactly what your credit score effects. It may seem obvious that a good credit score is well, a good thing to have, but studies have shown that many of us are a little delusional when it comes to how good our credit scores really … Read more