Investing

When you’re trying to get the best return on investment, you need to think outside the box for new investment options and platforms that offer a balanced mix of risk and reward for your portfolio. The key to consistent and maximal returns is diversity. But, why limit yourself to the usual mix of stocks, bonds, and mutual funds managed by a financial planner when there are so many other options out there – like a robo advisor? Robo Advisors vs. Peer-to-Peer Lending Robo advisors and peer-to-peer lending are two awesome alternatives to the traditional financial planner model because they not only implement top-notch technologies and research to maximize gains for their investors. But, they could also offer more favorable returns than … Read more

Money is what makes the world goes round. It is what propels development, but it’s also the root cause of unnecessary complexities that might ruin the harmony in our society. But putting all those aside, we can’t deny the fact that we need money in order for us to live the ideal life. So how can we assure ourselves that we’ll be on financial bliss for the rest of our life? The answer to that is simple — and it’s through investing. Smart Ways to Invest Your Cash We’ve compiled some of the best ways for you to invest your cash. Here they are: 1. Invest in Real Estate Real estate is probably the smartest thing to do if you … Read more

Diversification is one of the most important aspects of investing which includes alternative investments. Without it, you run the risk of losing your original investment, as well as all the value it’s earned. Diversification spreads the risk of loss across your entire portfolio. This way, if an event such as a market correction occurs, there’s a chance that some of your investments will either hold or increase in value. The Importance of Diversification Risk reduction is crucial to building wealth and saving for retirement, but losses can still occur. If your portfolio’s value declines when you are young, you still have time to rebuild. If, however, your portfolio loses value as you approach retirement, you don’t have as much time … Read more

Managing your finances is kind of art that unfortunately many persons are not so good at, let alone masters at it. Although, like any other thing in life, it is possible to improve and that’s why this article will share with you 5 personal finance tips that will change your life forever. Period. So, I invite you to give this article a read because it will make you more responsible for your finances if you take action. Let’s get into it. #1 – The Cash Diet Can Change Your Life Forget about keto and paleo because the cash diet is going to improve your life like no other thing in this world. You don’t really need to rely on credit … Read more

I’m always looking for the best return on investment. That’s why I love Lending Club so much and promote them on Money Q&A. I’ve also recently invested in a movie. The movie’s production company is using Wefunder to structure its deal for investors to participate in profit sharing. That was the first time that I had ever heard of Wefunder, and I was intrigued. Were other great investment opportunities available? It turns out that there’s a lot of them! The site is so much better than Kickster. Instead of earning just rewards for backing projects and startups, now you get perks AND a solid return on your investments through crowdfunding investing with Wefunder. I’m hooked! Now I’m even an investor … Read more