A recent survey by MFS Investment Management, the nation’s oldest mutual fund company, found that young investors are staying away from the stock market and holding large cash positions. In fact, the survey shows that the youngest investors, those of Generation Y, are actually increasing their cash positions in their nest eggs while shunning the stock market to a large degree. While it can make young investors have a little better feeling when they try and simply protect their principle, far too many young investors have too much of their … [Read more...] about Young Investors Hold Too Much Cash in Their Portfolios
To those who find it a challenge to manage their finances around one mortgage, the idea of buying a second home can seem like a stretch. There are good, workable ways to approach the idea of a second home.
They call it the property ladder for a reason - once you have one home, moving to more properties becomes easier. Aiming to buy a second or third home shouldn't even count as financially ambitious.
Buying a Second Home
If you're like most middle-class families, you probably need to plan for and income of £50,000 a year once you … [Read more...] about
When you’re in college and/or new to the full-time workforce, finding the motivation to regularly save money can be challenging after so many years of relying on your parents and minimum wage, part-time jobs to pay for the things you need and want. Now that you’re bringing in a decent income on your own, it can be tempting to splurge on the things and experiences you’ve been wanting for so long but couldn’t partake in due to income limitations. However, getting on the track to long-term financial stability should be one of your biggest goals … [Read more...] about Guide to Investing in Your 20s – Everything You Need to Know
The following is a guest post from Chris. Chris started a digital marketing business that focuses on freelance writing, content marketing, and SEO -- all while working full-time and playing dad to two kids. You can check out his blog - Money Mozart to read more. There are several ways to make money in real estate, such as owning property and selling them at a profit or earning rental income. You can also buy shares of real estate if you prefer through peer-to-peer investing fintech websites like Streitwise, Fundrise, PeerStreet, Roofstock, … [Read more...] about How to Invest in Property Liens and Why You’d Want To
Mother’s Day is just around the corner, and Americans will collectively spend approximately $20.7 billion on their moms this year, or about $168 individually. You can find several great and cheap mothers day gift ideas both online and in a store near you. But, you don't have to panic. If your budget is currently tight, but you love your mom (or grandma, or mother-in-law) and want to get her something special, then you should start now with these cheap mothers day gift ideas to find just the right present for her. 5 Unique and … [Read more...] about 5 Unique and Frugal Gifts for Mother’s Day
Despite what many gold bugs want you to believe, gold is not the best investment out there. There is a lot of hype about the precious metal, and it is the favorite topic of the talking heads on television. Is now the time to invest in gold? The recession has had a lot of people spooked about stock market prices falling, and there has been a subsequent rush into gold driving up the prices. People love to invest in a tangible real asset when times are tough. Now that gold is at an incredibly high price and the stock market is once again … [Read more...] about Three Reasons Why You Should Not Invest In Gold Now